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640 North State Street, Jackson MS 39202

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ASSOCIATION NEWS

Emergency preparedness key to surviving active hurricane season

Sept. 4 - Evacuees from Hurricane Gustav are returning to their homes and electric power is being restored in dozens of communities in the storm's wake. The storm, which made landfall Sept. 1, gave banks a chance to use their carefully-prepared emergency plans. These plans may be used again soon, as there are currently more active storms in the Atlantic which may be headed for the Gulf of Mexico.
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Bank Branch Closures List - FDIC

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Updates from the Federal Reserve Bank of Atlanta

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Federal Reserve Cash Communications Site

Hurricane Preparation Links:
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GETS Phone Card Information

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Miss. Department of Banking's 'Lessons Learned from Katrina'

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Federal Reserve Hurricane Preparedness Information (11-page PDF)

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American Bankers Assn. Emergency Preparedness Kit - Must Have Name & Password (150-page PDF)

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Homeland Security's Federal Continuity Directive (88-page PDF)

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MEMA's Hurricane Preparedness Guide (24-page PDF)

 

FDIC report suggests ways to expand mortgage loans to borrowers

Sept. 5 - Basic, traditionally underwritten, 30-year fixed-rate mortgages are the most suitable home loans for the majority of low- and moderate-income borrowers, according to an FDIC report issued yesterday. Lenders can make profitable fixed-rate mortgages and other loan products more widely available to such borrowers by adding certain flexible and innovative features, said the report, a summary of best practices discussed at a July FDIC forum. Those features include extended repayment schedules, expanded alternative underwriting processes for people with limited credit histories, and innovative insurance products to cover temporary income disruptions. Read more Read the report

MBA Web site organization
For ease of navigation and to improve service to our members, we have reorganized our web site. Please see the chart below for a breakdown of where to click to find certain subjects.

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