Calendar of Events

  • Residential Construction Lending

    Mar 19th, 2018
    2:30pm - 4:30pm
    Residential Construction Lending
    The date of this webinar has changed from its originally scheduled date of March 6th.
    The new date is March 19th, 2018.

    Presented by Jeffrey Johnson
    Tuesday, March 19th, 2018
    2:30 pm - 4:30 pm CT

    Covered Topics

    • Prerequisites for Successful Construction Lending
    • Analyzing and Underwriting the Owner/Occupant
    • Analyzing and Underwriting the Builder/Developer
    • Overview of the Actual Development and Building of a Residential Unit
    • Structuring the Construction Loan
    • Managing Construction Loan Advances
    • Financing Land Acquisition and Land Development
    • Construction Lending Documentation
    • Problem Areas in Construction Lending
    Resigter here
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  • Federal Benefit Payments Garnishments Requirements

    Mar 20th, 2018
    10:00am - Noon
    Federal Benefit Payments Garnishments Requirements

    Presented by Terri D. Thomas
    Tuesday, March 20th, 2018
    10:00 am - 12:00 pm CT


    Covered Topics

    • A general review of the requirements for processing garnishments and state tax levies under the final rule
    • The special terminology that applies
    • The detailed steps financial institutions need to take when processing garnishment and levy requests
    • Examples of how the rules impact garnishment and levy answers, and hold amounts
    • Model language and sample forms that can be used when providing notice pursuant to the rules
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  • CRA Nuts & Bolts - Five Steps to Pass the Exam

    Mar 21st, 2018
    10:00am - Noon
    CRA Nuts & Bolts - Five Steps to Pass the Exam

    Presented by Susan Costonis
    Wednesday, March 21st, 2018
    10:00 am - 12:00 pm CT

    Covered Topics

    • Five steps for managing a CRA exam and the importance of developing a CRA strategy.
    • Tips for banks that are ISB (intermediate small banks of $313 million in the prior two calendar years and the transition to CRA reporting when the large bank threshold of $1.252 billion is reached. The new limits were announced on December 27, 2017.
    • Learn how to document lending activity in designated disaster areas.
    • What's included in a performance context? Learn how to describe your institution, quantify the ability and capacity of the bank to meet credit needs based on financial data. Learn how to highlight the positive outcomes of your lending focus and business strategy.
    • Tips to describe your assessment area including demographic and economic data resources.
    • Best practices to deal with CRA-related complaints and potential fair lending issues that can threaten a successful exam.
    • Definitions of Community Development Loans and Services
    • Ideas for passing the Investment Test portion of the exam
    • Helpful CRA compliance resources and regulatory guidance including highlights of the July 25, 2016 Frequently Asked Question
    • New definitions for “home mortgage loan” and “consumer loan” as well as public file requirements became effective January 1, 2018.  The joint rule from the Federal Reserve, FDIC and OCC amends respective CRA regulations to conform to CFPB changes to the Home Mortgage Disclosure Act.
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  • HMDA Three Month Checkup

    Mar 21st, 2018
    1:30pm - 3:30pm
    HMDA Three Month Checkup

    Presented by David Dickinson
    Wednesday, March 21st, 2018
    1:30 pm - 3:30 pm CT

    What You Will Learn

    • Hot Spot Concerns
    • What have we learned?
    • What’s working?
    • What isn’t?
    • Interpretations, Guidance & Best Practices
    • Question & Answer
    • & Much More!
    Register here


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  • FDIC/MBA Directors Training

    Mar 22nd, 2018
    8:30am - 3:00pm
    FDIC/MBA Directors Training
    March 22, 2018
    8:30am - 3:00pm
    The Westin Downtown • 407 Congress Street • Jackson, MS

    DOWNLOAD a registration form here

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  • Right of Setoff

    Mar 22nd, 2018
    10:00am - Noon
    Right of Setoff

    Presented by Terri D. Thomas
    Thursday, March 22nd, 2018
    10:00 am - 12:00 pm CT

    Covered Topics

    • What are the legal requirements to create a "right of setoff?"
    • What is the difference between a contractual right of setoff and a statutory right of setoff?
    • What are the differences between setoff, garnishment, and foreclosure of security interest, and why are these terms frequently misused?
    • What happens when a third party is competing with your financial institution's right of setoff?
    • How does the automatic stay in bankruptcy affect the right of setoff?
    • When is the right of setoff absolutely prohibited?
    • How to handle notice to the customer?
    • What is sample contractual language that can help your financial institution exercise its setoff rights?
    • What are the liabilities that can be incurred when setoff is done incorrectly?
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