Calendar of Events

  • Basic Personal and Business Tax Return Analysis

    Feb 26th, 2018
    1:30pm - 3:30pm
    Basic Personal and Business Tax Return Analysis


    Presented by David L. Osburn
    Monday, February 26th, 2018
    1:30 pm - 3:30 pm CT
     

    What You Will Learn

    In the FIRST part, we'll:

    1. Review the basic structure of the personal 1040 federal tax return (including the various schedules and K-1 forms),
    2. Use analysis techniques to prepare a personal cash flow from information gleaned from the 1040 and the related schedules
    3. Discuss updates in the current tax code and how they affect the bank’s clients, and
    4. Describe how the 1040 tax return can be used to market the bank’s products and services.

    In the SECOND part, we'll:

    1. Discuss the structure of a C corporation, S corporation, and Partnership (including LLC) tax return,
    2. Analyze business tax returns and prepare cash flows for these entities,
    3. Draw additional information from the business returns including identifying fraudulent tax returns, and
    4. Discuss updates in the current tax code as they apply to businesses.
    Register here
    More Details
  • It’s Time for a TRID Check Up

    Feb 28th, 2018
    10:00am - Noon
    It’s Time for a TRID Check Up

    Presented by Jerod Moyer
    Wednesday, February 28th, 2018
    10:00 am - 12:00 pm CT
     

    What You Will Learn

    • The Latest CFPB Updates & Guidance
    • TRID Hot Spots
    • The “Good Faith” Standard
    • Shopping (the List & Loan Estimate vs. Closing Disclosure)
    • Owner’s and Lender’s Title Insurance in Plain English
    • Changed Circumstances
    • Tolerance Cures
    • And Much, Much More!
    Register here
    More Details
  • ACH Origination and Same Day Entries

    Feb 28th, 2018
    1:30pm - 3:30pm
    ACH Origination and Same Day Entries


    Presented by Kate Cole
    Wednesday, February 28th, 2018
    1:30 pm - 3:30 pm CT
     

    What are your responsibilities and warranties?

    One of the important factors about ACH Origination is that any sized financial institution can offer the product. But it is a product and you have to know what your offering, how it works, who you’re offering it to and how to manage your risk. Same Day ACH is another product within ACH that you can offer.

      The ACH Rules were written so the Originating Depository Financial Institution (ODFI) carried the origination responsibilities and warranties. As the ODFI, you pass those onto your Originators through a contract. You are still, however, ultimately responsible and you must know the warranties. In this session, we are going to review the general origination warranties and then review the most used Standard Entry Class (SEC) Codes. We'll look at the authorization requirements, format and specific warranties for those SEC Codes. We will also discuss the new Same Day ACH and how your origination business may change with this option. Join us and learn how to decipher the SEC codes, how the products work and what your warranties are.
     

    Covered Topics:

    • ACH Rule warranties for origination
    • ACH authorizations by SEC Code
    • The impact of Same Day ACH
    • Specific warranties for each SEC Code
    • ACH Formats by SEC Code
    Register here
    More Details
  • Addressing Threats of Violence

    Mar 1st, 2018
    10:00am - Noon
    Addressing Threats of Violence


    Presented by Bob Gregg
    Thursday, March 1st, 2018
    10:00 am - 12:00 pm CT
     

    Covered Topics

    • What is violence? (The definition is broader than you might think.) 
    • Laws affecting your liability and reaction
    • Policies that help prevent or control violence
    • The ADA Direct Threat Standard
    • The Qualified Privilege: Your immunity for addressing issues
    • Advance preparation
    • Steps to take in a situation
    • Security issues and interaction with law enforcement
    • Creating a fast action response team
    • Documentation
    Register here
     
    More Details
  • Basic Bankruptcy for Bankers

    Mar 1st, 2018
    1:30pm - 3:30pm
    Basic Bankruptcy for Bankers


    Presented by Robin Russell
    Thursday, March 1st, 2018
    1:30 pm - 3:30 pm CT


    Covered Topics

    • Talk the talk: Bankruptcy terminology
    • The basics of the Bankruptcy Court system and the role of the U.S. Trustee's office
    • An overview of the various chapters of the Bankruptcy Code (7, 9, 11, 12 and 13)
    • Setoffs and foreclosure sales: The automatic stay and what the bank can and cannot do after it goes into effect
    • Filing a proof of claim
    • Secured vs. Unsecured vs. Undersecured Claims
    • Exempt property
    • What debts of an individual can and cannot be discharged
    • The order or "priority" in which claims are paid in bankruptcy
    • The rules on Reaffirmation Agreements
    • Pursuing guarantors when a borrower files bankruptcy
    • Rejection of leases and executory contracts: how they can affect the bank's collateral values
    • Bankruptcy timetable and special rules for single asset real estate cases
    • Special protections afforded members of the armed forces under the Servicemembers Civil Relief Act
    • Preferences, fraudulent transfers and unauthorized post-petition transfers
    Register here

     

    More Details
  • Call Report - Lending Schedules for Banks

    Mar 2nd, 2018
    10:00am - Noon
    Call Report - Lending Schedules for Banks

    Presented by Ann Thomas
    Friday, March 2nd, 2018
    10:00 am - 12:00 pm CT


    Covered Topics

    • RC-C, Loan Classification
    • RC-C Memoranda
    • RC-C, Part II, Loans to Small Businesses and Small Farms
    • RC-K, Loan Quarter to Date Averages
    • RC-L, Unused Commitments, Letters of Credit, Interest Rate Locks
    • RC-M, Insider Loans
    • RC-N, Past Due and Non-accrual Loans
    • RI 1a, Interest & Fee Income on Loans
    • RI-B, Charge-Offs and Recoveries
    Register here

     

    More Details
  • Southeastern School of Consumer Credit

    Mar 4th, 2018
    All-day Event
    TBA Barrett Training Center, Nashville, TN
    Southeastern School of Consumer Credit
    March 4-9, 2018
    TBA Barrett Training Center, Nashville, TN
    Sponsored by the Tennessee, Georgia, Louisiana and Mississippi Bankers Associations

    The Southeastern School of Consumer Credit is an intermediate-level, one-week school focusing on the major issues consumer lending managers face. The school is designed to increase knowledge of consumer lending as a retail banking function and a source of bank income. The curriculum addresses the managerial aspect of consumer lending operations, especially how the bank’s loan portfolio can increase profitability and improve competitive positions. It also emphasizes the development of both administrative and human relations skills to equip the student to manage bank assets and meet customers’ financial needs.
     
    Download an application here
     
    More Details
  • Southeastern School of Consumer Credit

    Mar 5th, 2018
    All-day Event
    TBA Barrett Training Center, Nashville, TN
    Southeastern School of Consumer Credit
    March 4-9, 2018
    TBA Barrett Training Center, Nashville, TN
    Sponsored by the Tennessee, Georgia, Louisiana and Mississippi Bankers Associations

    The Southeastern School of Consumer Credit is an intermediate-level, one-week school focusing on the major issues consumer lending managers face. The school is designed to increase knowledge of consumer lending as a retail banking function and a source of bank income. The curriculum addresses the managerial aspect of consumer lending operations, especially how the bank’s loan portfolio can increase profitability and improve competitive positions. It also emphasizes the development of both administrative and human relations skills to equip the student to manage bank assets and meet customers’ financial needs.
     
    Download an application here
     
    More Details
  • Commercial Construction Lending

    Mar 5th, 2018
    1:30pm - 3:30pm
    Commercial Construction Lending

    Presented by Richard Hamm
    Monday, March 5th, 2018
    1:30 pm - 3:30 pm CT

     

    Covered Topics

    • What is construction risk and how is it mitigated?
    • Differences between residential and commercial construction loans
    • What is High Volatility CRE (HVCRE)?
    • Issues with contractor qualifications, construction contracts and budgets
    • Five items that determine how you handle a specific loan
      • The type of project (full construction vs. renovation, etc.)
      • The loan approval and related conditions or contingencies
      • The term sheet or commitment letter written to the customer
      • Your bank’s policies and procedures
      • The construction loan agreement
    • Other key documentation
      • Title insurance
      • Survey
      • Bonding
    • Funding and draw controls
      • Inspections
      • Lien waivers and lien updates
      • Disbursement methods
      • Monitoring usage of budget contingency
      • Line item transfers
    • Completion of the project and (if applicable) stabilization
    Register here
    More Details
  • Southeastern School of Consumer Credit

    Mar 6th, 2018
    All-day Event
    TBA Barrett Training Center, Nashville, TN
    Southeastern School of Consumer Credit
    March 4-9, 2018
    TBA Barrett Training Center, Nashville, TN
    Sponsored by the Tennessee, Georgia, Louisiana and Mississippi Bankers Associations

    The Southeastern School of Consumer Credit is an intermediate-level, one-week school focusing on the major issues consumer lending managers face. The school is designed to increase knowledge of consumer lending as a retail banking function and a source of bank income. The curriculum addresses the managerial aspect of consumer lending operations, especially how the bank’s loan portfolio can increase profitability and improve competitive positions. It also emphasizes the development of both administrative and human relations skills to equip the student to manage bank assets and meet customers’ financial needs.
     
    Download an application here
     
    More Details
  • Best-Ever Compliance Checklists for Commercial Loans

    Mar 6th, 2018
    1:30pm - 3:30pm
    Best-Ever Compliance Checklists for Commercial Loans
     

    Presented by Anne Lolley
    Tuesday, March 6th, 2018
    1:30 pm - 3:30 pm CT

     

    Covered Topics

    • HMDA requirements
    • Customer identification (CIP)
    • Environmental risk analysis
    • Appraisal/evaluation requirements
    • Reg B rules
      • Adverse action
      • Providing copies of appraisals
      • Documenting intent to apply for joint credit
    • Flood insurance requirements
    Register here
     
    More Details
  • Southeastern School of Consumer Credit

    Mar 7th, 2018
    All-day Event
    TBA Barrett Training Center, Nashville, TN
    Southeastern School of Consumer Credit
    March 4-9, 2018
    TBA Barrett Training Center, Nashville, TN
    Sponsored by the Tennessee, Georgia, Louisiana and Mississippi Bankers Associations

    The Southeastern School of Consumer Credit is an intermediate-level, one-week school focusing on the major issues consumer lending managers face. The school is designed to increase knowledge of consumer lending as a retail banking function and a source of bank income. The curriculum addresses the managerial aspect of consumer lending operations, especially how the bank’s loan portfolio can increase profitability and improve competitive positions. It also emphasizes the development of both administrative and human relations skills to equip the student to manage bank assets and meet customers’ financial needs.
     
    Download an application here
     
    More Details
  • Compliance Perspectives

    Mar 7th, 2018
    10:00am - Noon
    Compliance Perspectives


    Presented by Carl Pry
    Wednesday, March 7th, 2018
    10:00 am - 12:00 pm CT
     

    Covered Topics

    • Reassignment of Fair Lending functions within CFPB - what does it mean?
    • CFPB RFI on its enforcement processes
    • Fed's actions against a large west-coast bank - implications for CMS
    • HMDA updates - formatting tool and filing instructions
    • Updates to prepaid card review
    • OCC's supervisory concerns in semiannual risk report
    • Increases in CMP amounts by the agencies
    • Further streamlining of call reports
    • Many more!
    This webinar is a breakout session from the Core Compliance Suite. A subscription to the Core Compliance Suite (CCS) includes a quarterly, two-hour webinar focused on the most recent changes to the compliance landscape as well as access to six core compliance webinars presented by Carl Pry which are essential to your annual compliance training. For more information on the Core Compliance Suite visit ttsComplianceSuite.com. You can email questions to info@ttsTrain.com or talk with a representative by calling 1-800-831-0678.
     
    Register here
    More Details
  • Southeastern School of Consumer Credit

    Mar 8th, 2018
    All-day Event
    TBA Barrett Training Center, Nashville, TN
    Southeastern School of Consumer Credit
    March 4-9, 2018
    TBA Barrett Training Center, Nashville, TN
    Sponsored by the Tennessee, Georgia, Louisiana and Mississippi Bankers Associations

    The Southeastern School of Consumer Credit is an intermediate-level, one-week school focusing on the major issues consumer lending managers face. The school is designed to increase knowledge of consumer lending as a retail banking function and a source of bank income. The curriculum addresses the managerial aspect of consumer lending operations, especially how the bank’s loan portfolio can increase profitability and improve competitive positions. It also emphasizes the development of both administrative and human relations skills to equip the student to manage bank assets and meet customers’ financial needs.
     
    Download an application here
     
    More Details
  • How to Analyze a Start-up Business

    Mar 8th, 2018
    10:00am - Noon
    How to Analyze a Start-up Business

     
    Presented by Vincent DiCara
    Thursday, March 8th, 2018
    10:00 am - 12:00 pm CT
     

    Covered Topics

    • Revisiting The Five C’s of Credit
    • Contents of a business plan
    • How to test a business plan's assumptions
    • Understanding and analyzing projections and other financial information for start-up businesses
    • Identifying a business' breakeven point
    Register here
    More Details
  • Southeastern School of Consumer Credit

    Mar 9th, 2018
    All-day Event
    TBA Barrett Training Center, Nashville, TN
    Southeastern School of Consumer Credit
    March 4-9, 2018
    TBA Barrett Training Center, Nashville, TN
    Sponsored by the Tennessee, Georgia, Louisiana and Mississippi Bankers Associations

    The Southeastern School of Consumer Credit is an intermediate-level, one-week school focusing on the major issues consumer lending managers face. The school is designed to increase knowledge of consumer lending as a retail banking function and a source of bank income. The curriculum addresses the managerial aspect of consumer lending operations, especially how the bank’s loan portfolio can increase profitability and improve competitive positions. It also emphasizes the development of both administrative and human relations skills to equip the student to manage bank assets and meet customers’ financial needs.
     
    Download an application here
     
    More Details
  • 2018 Mississippi Young Banker Convention

    Mar 10th, 2018
    All-day Event
    Marriott's The Grand Hotel, Point Clear, AL
    More Details
  • 2018 Mississippi Young Banker Convention

    Mar 11th, 2018
    All-day Event
    Marriott's The Grand Hotel, Point Clear, AL
    More Details
  • 2018 Mississippi Young Banker Convention

    Mar 12th, 2018
    All-day Event
    Marriott's The Grand Hotel, Point Clear, AL
    More Details
  • For Bank Managers, Trainers & RMs: How to Create, Cultivate and Convert More Banking Sales Leads

    Mar 12th, 2018
    1:30pm - 2:30pm
    For Bank Managers, Trainers & RMs:  How to Create, Cultivate and Convert More Banking Sales Leads


    Presented by Alex Cole
    Monday, March 12th, 2018
    1:30 pm - 2:30 pm CT
     

    What you will learn

    • A clear understanding of the effects of the changing Buyer’s Journey on the sales role
    • What the ZMOT is and why it is important to all salespeople
    • Recommended approaches for ‘getting found’ in your buyer’s journey as they seek information and resources
    • Today’s Effective Selling System: Making the change from selling to helping buyers make informed decisions
    Register here

     

    More Details
  • 2018 Mississippi Young Banker Convention

    Mar 13th, 2018
    All-day Event
    Marriott's The Grand Hotel, Point Clear, AL
    More Details
  • Reviewing Appraisals for Residential Mortgage Decisions

    Mar 13th, 2018
    10:00am - Noon
    Analyzing Appraisals for Residential Mortgage Decisions


    Presented by J.T. Turner
    Tuesday, March 13th, 2018
    10:00 am - 12:00 pm CT
     

    Proper valuation of collateral is critical. Yet most people reviewing appraisals have never been properly trained in how to review this critical information.

    Covered Topics

    • Valuation methods
    • Review of the Single Family Form
    • Review of the Multi Family Form
    • Key information
    • Red flags
    Register here

     

    More Details
  • 2018 Mississippi Young Banker Convention

    Mar 14th, 2018
    All-day Event
    Marriott's The Grand Hotel, Point Clear, AL
    More Details
  • Understanding the New Mortgage Servicing Rules

    Mar 14th, 2018
    10:00am - Noon
    Understanding the New Mortgage Servicing Rules

      
    Presented by Jack Holzknecht and Kelly M. Owsley
    Wednesday, March 14th, 2018
    10:00 am - 12:00 pm CT


    Covered Topics

    Upon completion of the program participants understand the:
    • Successors in interest rules including:
      • The definitions of successor in interest for purposes of Regulation X’s subpart C and Regulation Z;
      • How a mortgage servicer confirms a successor in interest’s identity and ownership interest; and
      • The application of the Regulation X and Z mortgage servicing rules to successors in interest once a servicer confirms the successor in interest’s status;
    • Definition of "delinquency;"
    • Revised rules for requests for information;
    • Revisions for force-placed insurance disclosures and model forms;
    • Revised early intervention rules;
    • Major rework of loss mitigation rules;
    • Clarification of prompt crediting requirements;
    • Changes to periodic statement rules;
    • Clarification and expansion of the small servicer exemption; and
    • The tweaks made to the Fair Debt Collection Practices Act.
    Register here
    More Details
  • Cybercrime and the Dark Web

    Mar 15th, 2018
    10:00am - Noon
    Cybercrime and the Dark Web


    Presented by Chad Knutson
    Thursday, March 15th, 2018
    10:00 am - 12:00 pm CT


    Covered Topics

    In this session, we will discuss the following:
    • Different dark parts of the internet
    • Buying and selling cybercrime
    • Cybercrime fraud trends
    • Advanced Cybersecurity Controls
    • Leveraging Information Security Programs
    • Education and Awareness

    Join us in this session and we will do a live demo of the Dark Web.

    Register here

     

    More Details
  • Residential Construction Lending

    Mar 19th, 2018
    2:30pm - 4:30pm
    Residential Construction Lending
    The date of this webinar has changed from its originally scheduled date of March 6th.
    The new date is March 19th, 2018.


    Presented by Jeffrey Johnson
    Tuesday, March 19th, 2018
    2:30 pm - 4:30 pm CT


    Covered Topics

    • Prerequisites for Successful Construction Lending
    • Analyzing and Underwriting the Owner/Occupant
    • Analyzing and Underwriting the Builder/Developer
    • Overview of the Actual Development and Building of a Residential Unit
    • Structuring the Construction Loan
    • Managing Construction Loan Advances
    • Financing Land Acquisition and Land Development
    • Construction Lending Documentation
    • Problem Areas in Construction Lending
    Resigter here
    More Details
  • Federal Benefit Payments Garnishments Requirements

    Mar 20th, 2018
    10:00am - Noon
    Federal Benefit Payments Garnishments Requirements

    Presented by Terri D. Thomas
    Tuesday, March 20th, 2018
    10:00 am - 12:00 pm CT

     

    Covered Topics

    • A general review of the requirements for processing garnishments and state tax levies under the final rule
    • The special terminology that applies
    • The detailed steps financial institutions need to take when processing garnishment and levy requests
    • Examples of how the rules impact garnishment and levy answers, and hold amounts
    • Model language and sample forms that can be used when providing notice pursuant to the rules
    Register here
     
    More Details
  • CRA Nuts & Bolts - Five Steps to Pass the Exam

    Mar 21st, 2018
    10:00am - Noon
    CRA Nuts & Bolts - Five Steps to Pass the Exam
     


    Presented by Susan Costonis
    Wednesday, March 21st, 2018
    10:00 am - 12:00 pm CT


    Covered Topics

    • Five steps for managing a CRA exam and the importance of developing a CRA strategy.
    • Tips for banks that are ISB (intermediate small banks of $313 million in the prior two calendar years and the transition to CRA reporting when the large bank threshold of $1.252 billion is reached. The new limits were announced on December 27, 2017.
    • Learn how to document lending activity in designated disaster areas.
    • What's included in a performance context? Learn how to describe your institution, quantify the ability and capacity of the bank to meet credit needs based on financial data. Learn how to highlight the positive outcomes of your lending focus and business strategy.
    • Tips to describe your assessment area including demographic and economic data resources.
    • Best practices to deal with CRA-related complaints and potential fair lending issues that can threaten a successful exam.
    • Definitions of Community Development Loans and Services
    • Ideas for passing the Investment Test portion of the exam
    • Helpful CRA compliance resources and regulatory guidance including highlights of the July 25, 2016 Frequently Asked Question
    • New definitions for “home mortgage loan” and “consumer loan” as well as public file requirements became effective January 1, 2018.  The joint rule from the Federal Reserve, FDIC and OCC amends respective CRA regulations to conform to CFPB changes to the Home Mortgage Disclosure Act.
    Register here
     
    More Details
  • HMDA Three Month Checkup

    Mar 21st, 2018
    1:30pm - 3:30pm
    HMDA Three Month Checkup


    Presented by David Dickinson
    Wednesday, March 21st, 2018
    1:30 pm - 3:30 pm CT


    What You Will Learn

    • Hot Spot Concerns
    • What have we learned?
    • What’s working?
    • What isn’t?
    • Interpretations, Guidance & Best Practices
    • Question & Answer
    • & Much More!
    Register here

     

    More Details
  • FDIC/MBA Directors Training

    Mar 22nd, 2018
    8:30am - 3:00pm
    FDIC/MBA Directors Training
    March 22, 2018
    8:30am - 3:00pm
    The Westin Downtown • 407 Congress Street • Jackson, MS


    DOWNLOAD a registration form here

    More Details
  • Right of Setoff

    Mar 22nd, 2018
    10:00am - Noon
    Right of Setoff


    Presented by Terri D. Thomas
    Thursday, March 22nd, 2018
    10:00 am - 12:00 pm CT


    Covered Topics

    • What are the legal requirements to create a "right of setoff?"
    • What is the difference between a contractual right of setoff and a statutory right of setoff?
    • What are the differences between setoff, garnishment, and foreclosure of security interest, and why are these terms frequently misused?
    • What happens when a third party is competing with your financial institution's right of setoff?
    • How does the automatic stay in bankruptcy affect the right of setoff?
    • When is the right of setoff absolutely prohibited?
    • How to handle notice to the customer?
    • What is sample contractual language that can help your financial institution exercise its setoff rights?
    • What are the liabilities that can be incurred when setoff is done incorrectly?
    Register here
     
    More Details
  • MBA Women in Banking Conference

    Mar 27th, 2018
    All-day Event
    MBA Women in Banking Conference
    Tuesday, March 27, 2108
    Hilton Hotel, 1001 E. County Line Road, Jackson, MS
    More Details
  • Check Fraud

    Mar 27th, 2018
    10:00am - Noon
    Legal Liabilities When Check Fraud Occurs


    Presented by Terri D. Thomas
    Tuesday, March 27th, 2018
    10:00 am - 12:00 pm CT


    Highlights

    • Tips for spotting counterfeit, forged and altered checks
    • Procedures that can be used to reduce your bank's exposure to check fraud losses
    • A plain English explanation of your bank's legal responsibility for counterfeit, forged and altered checks under the Uniform Commercial Code, Regulation CC, and other federal regulations
    • Factors used to determine whether a check fraud victim has the legal right to expect reimbursement for a loss
    Register here
     
    More Details
  • Now You're the Supervisor

    Mar 27th, 2018
    1:30pm - 3:30pm
    Now You're the Supervisor


    Presented by Honey Shelton & Karen Wiehoff
    Tuesday, March 27th, 2018
    1:30 pm - 3:30 pm CT


    What you will learn

    • Acknowledge Your New Role - Embrace the challenge of moving from team member to supervisor. Learn the value of boundaries. Doing so will help you balance your need for approval with the larger need for meeting team and company goals.
    • Plan and Prioritize - Realize that your primary job is to make sure everything that needs to get done gets done. Planning and prioritizing departmental tasks, and assigning the right tasks to the right people, is key to everyone’s success.
    • Be Accessible - Take time to walk around your department to see and hear what's going on. It’s a great way to find and take advantage of "coachable moments." Establish routine coaching appointments with your staff to create consistent, timely accessibility.
    • Encourage Teamwork - Foster input from team members and demonstrate how the success of one benefits the entire team and positively impacts the entire organization.
    • Communicate Upward and Downward - Let your team in on the reasons behind decisions, then listen and share their input and concerns. This will ensure a happier, more productive workplace for all.
    • Delegate - Delegating not only helps you manage your workload, it also helps team members develop important skills and become more self-supervising. Provide encouragement and follow-up so team members know they have the support and resources they need.
    • Discipline Effectively - Set clear expectations. When it comes to performance concerns, be specific with team members. Let them see how their actions impact the team and the organization.
    Register here

     

    More Details
  • 2018 MBA Women in Banking Conference

    Mar 27th, 2018
    All-day Event
    Hilton Hotel, 1001 E. County Line Road, Jackson, Ms 39211 (601) 957-2800
    2018 MBA Women in Banking Conference
    March 27, 2018 | 8:30 a.m. - 4:00 p.m.
    Hilton Hotel, 1001 E. County Line Road, Jackson, MS


    The Sixth Annual Mississippi Bankers Association Women in Banking Conference is designed to highlight strategies for success for women in the financial industry.  The conference also provides the opportunity to network with other women bankers and discuss common challenges and solutions.
     
    Download a Registration Form here
    More Details
  • Records Management

    Mar 28th, 2018
    10:00am - Noon
    Records Management and Retention


    Presented by Carl Pry
    Wednesday, March 28th, 2018
    10:00 am - 12:00 pm CT

     

    Covered Topics

    • What types of information constitutes a record that we should retain?
    • Where can I look for retention requirements?
    • Are there best practices we can follow?
    • How can I set up or enhance our bank's records management program?
    • What are the risks involved in records retention?
    • What should an effective and comprehensive program look like?
    • How should the program be organized? What is a taxonomy hierarchy, for instance?
    • Litigation needs - how does this process factor in?
    • Destruction of records and information - when and how should this be done?

    This will be an interactive session with several opportunities for questions and answers, so come prepared to discuss your needs and issues.

    Register here
    More Details
  • Right of Rescission Review and Update

    Apr 3rd, 2018
    1:30pm - 3:00pm
    Right of Rescission Review and Update


    Presented by Jack Holzknecht
    Tuesday, April 3rd, 2018
    1:30 pm - 3:30 pm CT
     

    Covered Topics

    Upon completion of this course, attendees understand:

    • What transactions are subject to the right to rescind;
    • Who has the right to rescind;
    • How to handle rescission for both open-end and closed-end credit;
    • How long does the rescission period lasts and when does it begin;
    • Which of the seven model rescission forms to use;
    • What is the potential liability if an error occurs and how are errors corrected;
    • Who has the right to waive the right to rescind; and
    • The recent revisions to rescission tolerance rules.

    Register here
    More Details
  • Role of the Information Security Officer

    Apr 4th, 2018
    10:00am - Noon
    Role of the Information Security Officer


    Presented by Susan Orr
    Wednesday, April 4th, 2018
    10:00 am - 12:00 pm CT


    Covered topics:

    • Regulatory expectations
    • Role of the ISO
    • Typical Job Description
    • Independence Mitigation Suggestions
    • vISO

    Register here
    More Details
  • Letters of Credit

    Apr 4th, 2018
    1:30pm - 3:30pm
    Letters of Credit


    Presented by Robin Russell
    Wednesday, April 4th, 2018
    1:30 pm - 3:30 pm CT

    This is the description from the webinar that was presented in April 2017. Please check back for a modified description. Topics may be updated, but registration is now open.

    What you will learn

    • Letter of credit terminology
    • Function of a letter of credit
    • Structure of a letter of credit transaction
    • Commercial letters of credit vs. standby letters of credit
    • Contents of a letter of credit
    • Conditions precedent to payment
    • Presentment for payment
    • Article 5 of the UCC
    • The Uniform Customs and Practices (UCP) for documentary credits
    • Assignment and transfer of letters of credit
    • Letter of credit rights and liens on letter of credit rights
    • Letters of credit vs. guarantees
    • Letter of credit facilities in loan agreements
    • Letters of credit in bankruptcy
    • Letters of credit issued by banks which later fail
    • Common letter of credit problems
    Register here
    More Details
  • UCC

    Apr 6th, 2018
    10:00am - Noon
    Uniform Commercial Code Rules: How to Comply to Attach and Perfect Secured Transactions


    Presented by Jeffrey Johnson
    Friday, April 6th, 2018
    10:00 am - 12:00 pm CT


    This is the description from our webinar that was presented in March 2017. Please check back for a modified description. Topics may be updated, but registration is now open.
     

    Covered Topics

    • The Loan Documentation Process
    • Collateral Definitions
    • Attachment and Perfection Rules
    • Collateral Descriptions on Security Agreements & UCC Financing Statements
    • Completing the Financing Statements to avoid rejection and provide legal protection
    • Filing the Financing Statement in the proper location depending upon the type of collateral obtained
    • Review the major 2013 Amendments particularly as it relates to the name of the debtor to be used on a Financing Statement and maintaining perfection after a debtor changes their name or location
    Register here
    More Details
  • Commercial & Business Lending Basics for Support Personnel

    Apr 9th, 2018
    1:30pm - 3:30pm
    Commercial & Business Lending Basics for Support Personnel


    Presented by Richard Hamm
    Monday, April 9th, 2018
    1:30 pm - 3:30 pm CT

    This is the description from the webinar that was presented in April 2017. Please check back for a modified description. Topics may be updated, but registration is now open.
    • An overview of the key steps in the commercial and business lending process
    • The role of loan policy and typical content areas
    • The types of financial analyses conducted
    • Four keys to loan structuring, including the types of commercial loan facilities most frequently used, and various terminology
      • Loans as defined by financing length or term (loans, lines of credit, etc.)
      • Loans as defined by collateral (secured or unsecured)
      • Loans as defined by third party support (guaranteed or non-recourse)
    • Overview of how bankers establish a risk rating for commercial and business loans
    • Importance of ongoing loan monitoring after the loan is closed
    • The "Five Cs of Credit"
    Register here

     

    More Details
  • Reg E Compliance - Five Best Practices for Handling Disputes

    Apr 11th, 2018
    10:00am - Noon
    Reg E Compliance - Five Best Practices for Handling Disputes


    Presented by Susan Costonis
    Wednesday, April 11th, 2018
    10:00 am - 12:00 pm CT

    This is the description from the webinar that was presented in August 2017. Please check back for a modified description. Topics may be updated, but registration is now open.
     

    Covered Topics

    • The basic disclosure requirements of Reg E and the definitions that guide the error resolution process.
    • What questions should you ask a customer about a disputed transaction? 
    • What are five "best practices" for handling a Reg E dispute?
    • What should be included in an investigation report?
    • How do you determine if a customer is liable for an unauthorized transaction? Learn practical suggestions for conducting and documenting an investigation.
    • Resources to educate customers about fraud prevention
    Register here
     
    More Details
  • Strategies to Win the War

    Apr 11th, 2018
    1:30pm - 3:30pm
    Strategies to Win the War


    Presented by David Carlson
    Wednesday, April 11th, 2018
    1:30 pm - 2:30 pm CT


    Please check back for a description.

    Register here
    More Details
  • Marketing & Advertising

    Apr 12th, 2018
    10:00am - Noon
    Marketing & Advertising


    Presented by Carl Pry
    Thursday, April 12th, 2018
    10:00 am - 12:00 pm CT

    This is the description from the webinar that was presented in October 2017. Please check back for a modified description. Topics may be updated, but registration is now open.
     

    Covered Topics

    • What impact does the CFPB have on advertising and marketing, even if you're not a big bank?
    • Regulatory Focus: Attention to unfair, deceptive, and abusive acts and practices (UDAAP).  Plus - what may be considered abusive? How can you stay clear of trouble? Don't miss the forest for the trees.
    • Advertising rules under Reg. Z for both mortgage loans and open-end plans from the Credit CARD Act
    • UDAP standards from the FTC on mortgage loans
    • Consumer deposit products in Truth in Savings
    • Rules for consumer loan products in Regulation Z
    • Fair lending when marketing lending products
    • "Equal Housing Lender" statement and the logo - when must these be used?
    • Advertising over the Internet and social media - different standards?
    • Soliciting via the phone and e-mail: the Telemarketing Sales Rule (TSR), including caller ID requirements, Junk Fax, and CAN-SPAM
    • Privacy implications - sharing information under Privacy regulations and FCRA
    • Testimonials - FTC standards
    • Promotions - drawings, giveaways, bonuses, etc.
    • Tax implications, and what not to say when talking about tax breaks
    Register here
    More Details
  • Excel Explained: Building Interactive Spreadsheets

    Apr 13th, 2018
    10:00am - Noon
    Excel Explained:
    Building Interactive Spreadsheets


    Presented by David Ringstrom
    Friday, April 13th, 2018
    10:00 am - 12:00 pm CT


    Covered Topics:

    • Limiting users to a single choice by way of Excel’s OptionButton form control.
    • Using the ComboBox form control to create a searchable drop-down list.
    • Using Excel’s Go to Special feature to easily select form controls you wish to remove en masse.
    • Preserving key formulas using hide and protect features.
    • Specifying a range of whole numbers that a user can enter in a worksheet cell.
    • Creating an input rule that requires names to be entered in a last-name, first-name format.
    • Streamlining data entry in Excel with the CheckBox form control.
    • Creating an in-cell list by way of Excel’s Data Validation feature.
    • Limiting the number of characters that a user can enter in a worksheet cell.
    • Using form controls to simplify data entry as well as to control the input of other users.
    • Restricting users to enter dates within a given range, or before/after a given date.
    • Learning how the Table feature allows you to transform filtering tasks.

    Register here
    More Details
  • 2018 MBA Annual Convention

    May 9th, 2018
    All-day Event
    Sandestin Golf and Beach Resort, Destin, FL
    130th MBA Annual Convention
    May 9-13, 2018 |  Sandestin, FL
    More Details
  • 40 50 Necrology Report

    May 9th, 2018
    1:30pm - 2:30pm

    40/50 Necrology Report

    Contact:  Shannon Hennen, shennen@msbankers.com; 601-948-6366

    To complete the forms CLICK HERE.

    More Details
  • 2018 MBA Annual Convention

    May 10th, 2018
    All-day Event
    Sandestin Golf and Beach Resort, Destin, FL
    130th MBA Annual Convention
    May 9-13, 2018 |  Sandestin, FL
    More Details
  • 2018 MBA Annual Convention

    May 11th, 2018
    All-day Event
    Sandestin Golf and Beach Resort, Destin, FL
    130th MBA Annual Convention
    May 9-13, 2018 |  Sandestin, FL
    More Details
  • 2018 MBA Annual Convention

    May 12th, 2018
    All-day Event
    Sandestin Golf and Beach Resort, Destin, FL
    130th MBA Annual Convention
    May 9-13, 2018 |  Sandestin, FL
    More Details
  • 2018 MBA Annual Convention

    May 13th, 2018
    All-day Event
    Sandestin Golf and Beach Resort, Destin, FL
    130th MBA Annual Convention
    May 9-13, 2018 |  Sandestin, FL
    More Details
  • GSB at LSU

    May 20th, 2018
    All-day Event
    Baton Rouge, LA

    Graduate School of Banking at LSU
    Baton Rouge, LA
    May 20 - June 1, 2018

     

     

    Click Here for Brochure

    More Details
  • GSB at LSU

    May 21st, 2018
    All-day Event
    Baton Rouge, LA

    Graduate School of Banking at LSU
    Baton Rouge, LA
    May 20 - June 1, 2018

     

     

    Click Here for Brochure

    More Details
  • GSB at LSU

    May 22nd, 2018
    All-day Event
    Baton Rouge, LA

    Graduate School of Banking at LSU
    Baton Rouge, LA
    May 20 - June 1, 2018

     

     

    Click Here for Brochure

    More Details
  • GSB at LSU

    May 23rd, 2018
    All-day Event
    Baton Rouge, LA

    Graduate School of Banking at LSU
    Baton Rouge, LA
    May 20 - June 1, 2018

     

     

    Click Here for Brochure

    More Details
  • GSB at LSU

    May 24th, 2018
    All-day Event
    Baton Rouge, LA

    Graduate School of Banking at LSU
    Baton Rouge, LA
    May 20 - June 1, 2018

     

     

    Click Here for Brochure

    More Details
  • GSB at LSU

    May 25th, 2018
    All-day Event
    Baton Rouge, LA

    Graduate School of Banking at LSU
    Baton Rouge, LA
    May 20 - June 1, 2018

     

     

    Click Here for Brochure

    More Details
  • GSB at LSU

    May 26th, 2018
    All-day Event
    Baton Rouge, LA

    Graduate School of Banking at LSU
    Baton Rouge, LA
    May 20 - June 1, 2018

     

     

    Click Here for Brochure

    More Details
  • GSB at LSU

    May 27th, 2018
    All-day Event
    Baton Rouge, LA

    Graduate School of Banking at LSU
    Baton Rouge, LA
    May 20 - June 1, 2018

     

     

    Click Here for Brochure

    More Details
  • GSB at LSU

    May 28th, 2018
    All-day Event
    Baton Rouge, LA

    Graduate School of Banking at LSU
    Baton Rouge, LA
    May 20 - June 1, 2018

     

     

    Click Here for Brochure

    More Details
  • GSB at LSU

    May 29th, 2018
    All-day Event
    Baton Rouge, LA

    Graduate School of Banking at LSU
    Baton Rouge, LA
    May 20 - June 1, 2018

     

     

    Click Here for Brochure

    More Details
  • GSB at LSU

    May 30th, 2018
    All-day Event
    Baton Rouge, LA

    Graduate School of Banking at LSU
    Baton Rouge, LA
    May 20 - June 1, 2018

     

     

    Click Here for Brochure

    More Details
  • GSB at LSU

    May 31st, 2018
    All-day Event
    Baton Rouge, LA

    Graduate School of Banking at LSU
    Baton Rouge, LA
    May 20 - June 1, 2018

     

     

    Click Here for Brochure

    More Details
  • GSB at LSU

    Jun 1st, 2018
    All-day Event
    Baton Rouge, LA

    Graduate School of Banking at LSU
    Baton Rouge, LA
    May 20 - June 1, 2018

     

     

    Click Here for Brochure

    More Details
  • What's All the Fuss About Escrows?

    Sep 10th, 2018
    10:00am - Noon
    What's All the Fuss About Escrows?


    Presented by Jack Holzknecht
    Monday, September 10th, 2018
    10:00 am - 12:00 pm CT


    Program Content

    Upon completion of the program participants understand:
    • Which loans are required by Regulation Z and the flood regulations to have escrow accounts, and which are exempt;
    • The limitations on the amount of the required escrow payments at origination and over the life of the loan;
    • How to conduct an escrow analysis;
    • How to determine an escrow account computation year;
    • The calculation of the amount of the allowed cushion;
    • The rules for preparing the initial escrow account disclosure statement;
    • The TRID rules regarding the escrow notices required in the Closing Disclosure;
    • The expanded Flood Hazard Notice for Escrow information;
    • The flood insurance option to escrow notice;
    • How to prepare the annual escrow account statement;
    • How to resolve a surplus, a deficiency or a shortage;
    • Revised Regulation X rules for timely escrow payments and treatment of escrow balances;
    • Regulation Z rules regarding escrow cancellation notices;
    • The recordkeeping rules for escrow accounts; and
    • The penalties for the failure to submit an initial or annual escrow account statement.
    Register here

     
    More Details