Calendar of Events

  • Residential Construction Lending

    Dec 10th, 2018
    1:30pm - 3:30pm
    Residential Construction Lending


    Presented by Richard Hamm
    Monday, December 10th, 2018
    1:30 pm - 3:30 pm CT

    COVERED TOPICS
    • What is construction risk and how is it mitigated?
    • What additional due diligence is needed, beyond a conventional mortgage application and underwriting?
      • Full construction vs. repair/remodel
      • Construction contract and cost estimate issues (Description of Materials form)
      • Contractor credentials and qualifications
      • Plans and drawings
      • Survey
      • Title insurance
      • Appraisal issues
    • Loan pricing and structuring
      • Typical interest rate and fees
      • Construction loan agreements
    • Issues with draws and inspections, including cost over-runs and lien priority
    • How is the construction loan going to end (get repaid)?
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  • Notary Public

    Dec 11th, 2018
    10:00am - Noon
    Notary Public


    Presented by Terri D. Thomas
    Tuesday, December 11th, 2018
    10:00 am - 12:00 pm CT

    This description is from the June webinar. Please check back for a modified description. Topics may be updated, but registration is now open.

    COVERED TOPICS
    • Basic Notary Public laws
    • Responsibilities of a Notary Public
    • Conflicts of interest
    • What happens when the law and the employer don't agree
    • Different types of notarial acts
    • Notarial liability and why notaries are sued
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  • Quarterly Compliance Briefing: Winter 2018

    Dec 12th, 2018
    10:00am - Noon
    Quarterly Compliance Briefing: Winter 2018


    Presented by Carl Pry
    Wednesday, December 12th, 2018
    10:00 am - 12:00 pm CT


    Carl Pry, a well known and highly respected compliance expert and recipient of the 2015 ABA Distinguished Service Award will be presenting a quarterly update that will address new items to be aware of, deadlines and what's on the horizon. In a simple language webinar format that you can view from your office, Carl will make sure you have the information you need to keep your financial institution in compliance.

    Attendees love the handouts that Carl provides each quarter including a calendar and timeline of future expected regulatory updates.

    COVERD TOPICS COMING SOON.

    Register here
     

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  • Overdrafts

    Dec 12th, 2018
    1:30pm - 3:30pm
    Overdrafts


    Presented by Jerod Moyer
    Wednesday, December 12th, 2018
    1:30 pm - 3:30 pm CT

    COVERED TOPICS
    • The Overdraft Environment
    • The Latest Guidance, Best Practices & Expectations
    • The CFPB’s Overdraft Agenda & Research Findings
    • Regulatory Examination Feedback
    • Overdraft Hot Spots
    • Risk Assessments
    • Management & Frontline Oversight
    • UDAAP & Much More!
    Register here
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  • Information Security Program Frameworks

    Dec 13th, 2018
    10:00am - Noon
    Information Security Program Frameworks


    Presented by Chad Knutson
    Thursday, December 13th, 2018
    10:00 am - 12:00 pm CT

    COVERED TOPICS
    • Regulatory Requirements
    • Purpose of repeatable cybersecurity frameworks
    • Program Basics for a solid framework
    • Detailed explanation of framework components
    • Next steps for a comprehensive, valuable, repeatable framework
    • Making decisions with the framework
    • See new issues and technologies automatically handled by a solid framework
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  • Preparation, Risk, and Critical Robbery

    Dec 17th, 2018
    1:30pm - 3:30pm
    Preparation, Risk, and Critical Robbery


    Presented by Arvin Clar
    Monday, December 17th, 2018
    1:30 pm - 3:30 pm CT

    COVERED TOPICS
    • Learn the various factors that contribute to the chance of robbery and how to mitigate them.
    • Establish steps to take during a robbery in progress.
    • Best practices for robbery response.
    • Key cues to look for in your staff following a robbery.
    Register here
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  • Regulation E Error Resolutions and Disputes

    Dec 18th, 2018
    10:00am - Noon
    Regulation E Error Resolutions and Disputes


    Presented by David Dickinson
    Tuesday, December 18th, 2018
    10:00 am - 12:00 pm CT

    COVERED TOPICS
    • Disclosures (Initial, Change in Terms & Periodic)
    • What is an EFT?
    • Consumer & Bank Liability
    • Investigation Time Limits
    • Resolution Requirements
    • How the Visa & MasterCard Rules fit in
    • Common Misconceptions
    • UDAAP Risks
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  • 10 Deadly Habits of Dysfunctional Teams and What to Do About Them

    Dec 18th, 2018
    1:30pm - 3:30pm
    10 Deadly Habits of Dysfunctional Teams and What to Do About Them


    Presented by Honey Shelton
    Tuesday, December 18th, 2018
    1:30 pm - 3:30 pm CT

    COVERED TOPICS
    1. Keeps up the talk, seldom walks the walk
    2. Demands respect
    3. Secret agenda
    4. Can’t own being wrong
    5. Expects loyalty without earning it
    6. Accountability doesn’t apply to them
    7. Vague expectations
    8. No need for learning
    9. Distrust is the norm
    10. Focus on others’ track record
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  • Compliance for Commercial Lenders - Issues for the Unwary

    Dec 19th, 2018
    1:30pm - 3:30pm
    Compliance for Commercial Lenders - Issues for the Unwary

    Presented by Jack Holzknecht
    Wednesday, December 19th, 2018
    1:30 pm - 3:30 pm CT

    COVERED TOPICS
    • Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) Provisions - Filing CTRs, CTR exemptions, and OFAC;
    • USA PATRIOT Act - Customer Information Program (CIP), Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and Beneficial Ownership;
    • Suspicious Activity Reporting (SAR) Provisions;
    • Unlawful Internet Gambling Enforcement Act (UIGEA) - Regulation GG;
    • Equal Credit Opportunity Act (ECOA) - Regulation B - Discrimination prohibition, appraisal rules, application disclosures, spousal signature rules, intent to be a joint applicant, and adverse action notice requirements;
    • Fair Housing Act (FHA) - Discrimination prohibition;
    • Home Mortgage Loan Disclosure Act (HMDA) - Regulation C - Data collection and reporting requirements and revisions to Regulation C;
    • Flood Disaster Protection Act (FDPA) - Required disclosures and insurance requirements, and recent changes;
    • Fair Credit Reporting Act (FCRA & FRB) - Regulations V - Requesting and using credit bureau reports, identity theft provisions and adverse action notice requirements;
    • Truth in Lending Act/Regulation Z - Coverage rules, restrictions and required disclosures, Special rules (1026.12(a) and (b)) for business-purpose credit cards;
    • Real Estate Settlement Procedures Act/Regulation X - Coverage rules, restrictions and required disclosures;
    • Real Estate Appraisal Interagency Guidance;
    • Servicemember Civil Relief Act (SCRA);
    • Military Lending Act;
    • Insider Credit - Regulation O;
    • Securities Lending - Regulation U;
    • Right to Financial Privacy Act (RFPA) and Regulation S (Reimbursement for partnerships with 5 or fewer partners);
    • Community Reinvestment Act (CRA) - Regulation BB - Data collection and reporting requirements;
    • Bank Bribery Act Implications;
    • Unfair, Deceptive or Abusive Acts or Practices;
    • Americans with Disabilities Act; and
    • Other rules and regulations that impact commercial loans.
    Register here
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  • Basic Personal and Business Tax Return Analysis

    Dec 20th, 2018
    1:30pm - 3:30pm
    Basic Personal and Business Tax Return Analysis


    Presented by David Osborn
    Thursday, December 20th, 2018
    1:30 pm - 3:30 pm CT

    COVERED TOPICS
    • Review the basic structure of the personal 1040 federal tax return (including the various schedules and K-1 forms),
    • Use analysis techniques to prepare a personal cash flow from information gleaned from the 1040 and the related schedules,
    • Discuss recent changes in the tax code including the “Tax Cuts and Jobs Act” (TCJA) and how they affect the bank’s clients, and
    • Describe how the 1040 tax return can be used to market the bank’s products and services.
    The second part includes:
    • Discuss the structure of a C corporation, S corporation, and Partnership (including LLC) tax return,
    • Analyze business tax returns and prepare cash flows for these entities,
    • Draw additional information from the business returns including identifying fraudulent tax returns,
    • Discuss updates in the tax code including the TCJA as they apply to businesses.
    Register here
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  • How To Avoid Safe Deposit Litigations

    Jan 3rd, 2019
    10:00am - Noon
    How To Avoid Safe Deposit Litigations


    Presented by David McGuinn
    Thursday, January 3rd, 2019
    10:00 am - 12:00 pm CT

    COVERED TOPICS
    • Why can offering self-service boxes cost financial institutions millions in losses?
    • How can the SCRA create significant liability when delinquent rent is collected?
    • Why did a significant fire cause 1,300 box renters to file a class action lawsuit?
    • What terrible things can happen if you’re leaving anyone in your vault alone?
    • Why did numerous safe deposit disappearance claims occurred recently?
    • How did poor "Box Relocation" procedures cause a $5,500,000 lawsuit?
    • What thirty questions will always be asked in any safe deposit lawsuit?
    • Why was an institution sued for $30 million after an internal box theft?
    • Why did sloppy box drilling procedures create a $4,500,000 litigation?
    • Have you seen the locksmith tools that will open boxes in seconds?
    • Why did several vault burglaries catch “Inside Edition’s” attention?
    • What caused CBS to create three recent safe deposit TV specials?
    • Are you leaving a locksmith in your vault alone? “BIG MISTAKE!”
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  • Best-Ever Compliance Checklists for Consumer Loans

    Jan 3rd, 2019
    1:30pm - 3:30pm
    Best-Ever Compliance Checklists for Consumer Loans


    Presented by Anne Lolley
    Thursday, January 3rd, 2019
    1:30 pm - 3:30 pm CT

    COVERED TOPICS
    This description is from the July 2018 webinar. Please check back for a modified description. Topics may be updated, but registration is now open.
    • "Truth in Lending (right of rescission, high-cost mortgages, HPMLs, ARMs, TRID disclosures)
    • RESPA
    • HMDA
    • Reg B (appraisal copies, joint credit, adverse action)
    • Flood insurance
    • Appraisals and evaluations
    • FACTA credit score disclosures
    • Insurance disclosures
    • Military Lending Act
    Register here
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  • Establishing a Respectful Workplace

    Jan 4th, 2019
    10:00am - Noon
    Establishing a Respectful Workplace


    Presented by Bob Gregg
    Friday, January 4th, 2019
    10:00 am - 12:00 pm CT

    COVERED TOPICS
    • How to define and identify harassing behavior in its differing manifestations
    • Understand the laws which apply and how they can be used to confront and correct harassing behaviors; and new liabilities on the way
    • Guidelines you can adopt to stop harassment before it starts
    • The Duty of Care principles for addressing abusive behaviors and preventing liability
    • Gain an understanding of how these concepts apply to practical, everyday situations
    • Understand each person's rights and obligations in a Respectful Workplace
    • Understand how to address situations before they harm people and generate legal actions
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  • How to Analyze a Start-up Business

    Jan 7th, 2019
    1:30pm - 3:30pm

    How to Analyze a Start-up Business


    Presented by Vincent Dicara
    Monday, January 7th, 2019
    1:30 pm - 3:30 pm CT

    COVERED TOPICS

    • Revisiting The Five C’s of Credit
    • Contents of a business plan
    • How to test a business plan's assumptions
    • Understanding and analyzing projections and other financial information for start-up businesses
    • Identifying a business' breakeven point
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  • Train Smarter & More Effectively

    Jan 8th, 2019
    10:00am - 11:30am
    Train Smarter & More Effectively


    Presented by Honey Shelton
    Tuesday, January 8th, 2019
    10:00 am - 11:30 am CT

    COVERED TOPICS
    • Solicit and keep the support of top management
    • Help the supervisor understand their role in making training stick
    • Conduct a needs and audience analysis to determine who, what, why, how, and when
    • Why it’s important to engage key partners
    • Identify measurable learning objectives
    • Apply adult learning principles
    • Take the sting out of mandatory, online training
    • Stop procrastinating and launch your design for a training program
    • Establish an environment that is conducive to learning
    • Set-up fun and creative content opportunities for learner engagement
    • Discover and use learner-centered training methods
    • Evaluate the results of your training using a proven method
    • Identify key components of face-to-face training
    • Best practices for conducting webinars, phone seminars and video conferencing
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  • IRA Update

    Jan 9th, 2019
    10:00am - Noon
    IRA Update


    Presented by Patrice Konarik
    Wednesday, January 9th, 2019
    10:00 am - 12:00 pm CT

    COVERED TOPICS
    • What are the legislative updates for 2019?
    • Clarifying reporting of Qualified Charitable Distributions to the IRS and why they will become more prevalent over the next couple of years.
    • What are the mandatory notices and reporting to be distributed to IRA accountholders in January 2019?
    • What is the constant danger in confusing the “IRA direct transfers” terminology with “QP direct rollovers”?
    • Why are IRA accountholders getting so many unnecessary letters and bills from the IRS?
    Register here
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  • Basic Business Entities & Other Commercial Borrowers

    Jan 9th, 2019
    1:30pm - 3:30pm
    Basic Business Entities & Other Commercial Borrowers


    Presented by Robin Russell
    Wednesday, January 9th, 2019
    1:30 pm - 3:30 pm CT

    COVERED TOPICS>
    • Sole Proprietorships
    • General Partnerships
    • Limited Partnerships
    • Limited Liability Partnerships
    • C Corporations
    • S Corporations
    • Limited Liability Companies
    • Series LLCs
    • Real Estate Investment Trusts
    • Cooperative Associations
    • Professional Corporations
    • Professional Associations
    Register here
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