Calendar of Events

  • Employment Compliance Obligations Under the Trump Administration

    Oct 24th, 2017
    1:30pm - 3:30pm

    Employment Compliance Obligations Under the Trump Administration


    Presented by Steve Greene
    Tuesday, October 24th, 2017
    1:30 pm - 3:30 pm CT
     

    Covered Topics:

    • What is the status of the federal overtime exemption litigation and how will that likely impact community banks?
    • What is the status of the Trump Administration’s efforts to implement new overtime exemption standards?
    • What is the status of the Trump Administration’s efforts to reverse the new EEO-1 form currently due In the first quarter of 2018?
    • Where do we stand with Mortgage Lenders, Consumer Lenders, and Underwriters from an exemption perspective, given the recent and adverse Provident Bank decision?
    • What are the trends arising from state and local employment obligations increasingly impacting community banks?
    • What Obama Administration orders, regulations, and directives are still expected to be reversed?
    • How should community banks plan for employment compliance efforts in calendar year 2018?
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  • Marketing & Advertising Compliance

    Oct 25th, 2017
    10:00am - Noon

    Marketing & Advertising Compliance


    Presented by Carl Pry
    Tuesday, October 25th, 2017
    10:00 am -noon CT

    **NOTE** Date change, originally scheduled for October 24th

    Covered Topics:

    • What impact does the CFPB have on advertising and marketing, even if you're not a big bank?
    • Regulatory Focus: Attention to unfair, deceptive, and abusive acts and practices (UDAAP).  Plus - what may be considered abusive? How can you stay clear of trouble? Don't miss the forest for the trees.
    • Advertising rules under Reg. Z for both mortgage loans and open-end plans from the Credit CARD Act
    • UDAP standards from the FTC on mortgage loans
    • Consumer deposit products in Truth in Savings
    • Rules for consumer loan products in Regulation Z
    • Fair lending when marketing lending products
    • "Equal Housing Lender" statement and the logo - when must these be used?
    • Advertising over the Internet and social media - different standards?
    • Soliciting via the phone and e-mail: the Telemarketing Sales Rule (TSR), including caller ID requirements, Junk Fax, and CAN-SPAM
    • Privacy implications - sharing information under Privacy regulations and FCRA
    • Testimonials - FTC standards
    • Promotions - drawings, giveaways, bonuses, etc.
    • Tax implications, and what not to say when talking about tax breaks

    Register here

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  • Tech Fraud: A Virtual Minefield

    Oct 25th, 2017
    10:00am - Noon

    Tech Fraud: A Virtual Minefield


    Presented by Randy Philllips
    Wednesday, October 25th, 2017
    10:00 am - 12:00 pm CT

    Ransomware, malware, skimming, shimming, phishing and vishing. The names sound ominous, the tactics are nefarious, and the losses can be staggering. Your financial institution and your account holders have to navigate this electronic minefield. A misstep can result in significant losses or theft of information and reputational damage. Your network may be secure, however, social engineering and the human factor can render your system useless in a matter of minutes. During this program, we will help you traverse the virtual battleground by bringing you up to date on the latest social engineering tactics being used. Finally, we'll tackle the growing problem of ransomware. We'll discuss the multi-layered defensive steps and best practices you should be taking now to lessen the chances of falling victim.

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  • Compliance Perspectives: A Monthly Update

    Oct 26th, 2017
    1:00pm - 2:00pm

    Compliance Perspectives: A Monthly Update


    Presented by Richard Pry
    Thursday, October 26th, 2017
    1:00pm - 2:00pm CT
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  • Exploring the IRA Universe - Part II of IV: - Beyond the Basics; IRA Transfers and IRA and QP Rollovers

    Oct 26th, 2017
    1:30pm - 3:30pm

    Exploring the IRA Universe - Part II of IV

    This is Part II of a four-part series.
    Attend all sessions for complete information or any one independently.

     

    Presented by Patrice M. Konarik
    Thursday, October 26th, 2017
    1:30 pm - 3:30 pm CT

    PART II
    IRAs:
    Beyond the Basics;IRA Transfers and IRA and QP Rollovers
    • Why is it important to QUALIFY the money coming into the financial institution?
    • What are the three questions that should be verified?
    • What is the IRS definition of an IRA for rollover qualification purposes?
    • What happens if an IRA accountholder exceeds the once-per-12-month rule?
    • What are the exceptions for the 60 day time period where the customer can “self-certify” the rollover is still allowed?
    • What are the alternatives to moving money from IRA to IRA if not a “rollover”?
    • Which IRA Forms are used and how is the movement reported to the IRS?
    • When does the financial institution have to verify transactions with the other institution?
    • What’s the difference between an IRA Transfer, an IRA Rollover and a Qualified Plan Rollover?
    • Moving money from a Traditional to a Roth or QP to a Roth – Conversion vs. Rollover?
    • What is a Recharacterizations between plan types?
    • Most importantly…How do we correctly code the transactions above to the IRS?

    Register for the entire series
    Register for Part I - Thursday, October 19th, 2017 -1:30 pm - 3:30 pm CT
    Register for Part II - Thursday, October 26th, 2017 -10:00 am - 12:00 pm CT
    Register for Part III - Friday, December 1st, 2017 -10:00 am - 12:00 pm CT
    Register for Part IV - Tuesday, December 5th, 2017 -10:00 am - 12:00 pm CT

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  • Lending to Non-Profit Organizations

    Oct 27th, 2017
    10:00am - Noon

    Lending to Non-Profit Organizations


    Presented by Jeffrey W. Johnson
    Friday, October 27th, 2017
    10:00 am - 12:00 pm CT
     

    Covered Topics

    • Understanding the financial statement components of an NPO and their meaning
    • Understanding the layout of NPOs financial statements utilizing Statement of Financial Accounting Standard 117 (Financial Statements of Non-Profit Organizations)
    • Identifying the basic information required to analyze various types of NPOs and identifying risk factors commonly found in NPOs
    • Identifying key financial ratios utilized to analyze NPO and their respective interpretations
    • Structuring loans to NPOs in order to minimize the risks associated with this type of lending

    After completion of this session, the participants’ knowledge of NPOs will be enhanced and should improve the credit underwriting quality of this specialized form of lending.

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  • Contingent Liabilities: Three Lines of Defense

    Oct 30th, 2017
    1:30pm - 3:30pm

    Contingent Liabilities: Three Lines of Defense


    Presented by Richard Hamm
    Monday, October 30th, 2017
    1:30 pm - 3:30 pm CT

    Lines of Defense:

    1. Full disclosure - including simple things like personal financial statement formats and other financial documents that contain clues to other contingent liabilities. 
    2. Developing a secondary or realistic liability which can emerge in the short term - going beyond the face amount of the guarantee (or other item), including: 
      • Understanding the full guarantee structure (guarantee percentage vs. ownership percentage)
      • Underlying cash flow and debt service coverage (DSC) of company or project/property as indicator of potential payment default, then any related collateral and/or reserves.
      • This section provides an assessment example using real estate projects.
    3. Understanding all related parties and the business balance sheet items among the parties
      • Various current receivables
      • Long-term or due from owners and how they arise
      • Other amounts due to owners (liabilities) and various levels or types of subordinated debt or liabilities
      • This section includes examples from financial statements and tax returns, plus issues with corporate "off balance sheet" items such as standby letters of credit and corporate guarantees.

    Click here to register

     

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  • "A Banker in Every Classroom" Week

    Oct 30th, 2017
    All-day Event

    2017 "A Banker in Every Classroom" Week

    For more information on this MBA-sponsored Financial Literacy Project, please CLICK HERE

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  • "A Banker in Every Classroom" Week

    Oct 31st, 2017
    All-day Event

    2017 "A Banker in Every Classroom" Week

    For more information on this MBA-sponsored Financial Literacy Project, please CLICK HERE

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  • UDAAP: Risk Assessment, Examination Procedures and Management

    Oct 31st, 2017
    10:00am - Noon

    UDAAP: Risk Assessment, Examination Procedures and Management


    Presented by Deborah Crawford
    Tuesday, October 31st, 2017
    10:00 am - 12:00 pm CT

    Covered Topics:

    • Standards for Determining What is Unfair or Deceptive
    • Unfair Acts or Practices
    • Public Policy May be Considered
    • Deceptive Acts or Practices
    • Complaint Resolution Procedures
    • Sources for Identifying Complaints
    • Analyzing Complaints
    • Relationship to Other Laws
    • Privacy of Consumer Financial Information
    • Risk Assessment Procedures
    • Transaction-Related Examination Procedures 
    • Relevant marketing and advertising materials, including website pages
    • Relevant disclosures and customer contracts

    Register here

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