Calendar of Events

  • BSA/AML Conference

    Feb 21st, 2018
    8:30am - 4:00pm
    Westin Hotel, 407 Congress Street, Jackson, MS, 39201 601-968-8200
    2018 BSA/AML Conference

    February 21-22
     
    Westin Hotel | 407 Congress Street | Jackson, MS, 39201 | 601-968-8200


    This is our flagship BSA/AML training event. The program incorporates a review of all of your institution’s BSA’s technical compliance responsibilities; it is the annual review everyone needs to remember their critical duties. It also reviews the required elements of your AML program from CIP to enhanced due diligence.

    Program content incorporates recent changes and reviews major proposed changes.

    The presentation is a comprehensive overview of BSA/AML compliance issues. The new “Due Diligence” regulations with mandatory compliance by May, 2018 will be covered. Regulations require every bank to have an ongoing Bank Secrecy Act training program and examiners routinely ask for evidence of recent training - even for experienced BSA personnel.

    TOPICS COVERED:
    • BSA/AML Resources
    • Bank Regulatory Agency Role
    • Currency Transaction Reporting
    • Exemptions from Currency Transaction Reporting
    • Record Retention
    • Information Sharing 314(a) & 314(b)
    • Suspicious Activity Reporting
    • NBFI’s & MSB’s
    • Anti-money laundering
    • Customer Identification Program
    • Customer Due Diligence
    • Enhanced Customer Due Diligence

    Download a registration form here

     

    More Details
  • ACH Rules Update

    Feb 21st, 2018
    10:00am - Noon
    ACH Rules Update


    Presented by Kate Cole
    Wednesday, February 21st, 2018
    10:00 am - 12:00 pm CT


    Covered Topics:

    • The late 2017 ACH Rule changes
    • Same Day ACH: Phase Three
      • Discuss Opportunities with Same Day ACH
    • Third-Party Sender registration requirement
    • The ACH Rules changes effective in 2018
    • Review NACHA Initiatives
      • SDA Enhancements
      • DFI Messaging
      • And more…
    Register here
    More Details
  • Open-Ended Lines of Credit - Compliance Issues

    Feb 21st, 2018
    1:30pm - 3:30pm
    Open-Ended Lines of Credit - Compliance Issues


    Presented by Carl Pry
    Wednesday, February 21st, 2018
    1:30 pm - 3:30 pm CT
     

    Covered Topics:

    • Determining basic coverage of lines of credit under Reg. Z and other consumer protection rules
    • Changes in terms - "significant changes"
    • Treatment of credit balances
    • Disclosing variable rate plans
    • HELOC special provisions, including right of rescission
    • Advertising open-ended credit plans, including marketing to college students
    • Servicing - periodic statements
    • Real estate laws and regs for HELOCs
    • Fair lending implications (there are some!)
    • And much more
    Register here
    More Details
  • BSA/AML Conference

    Feb 22nd, 2018
    8:30am - 4:00pm
    Westin Hotel, 407 Congress Street, Jackson, MS, 39201 601-968-8200
    2018 BSA/AML Conference

    February 21-22
     
    Westin Hotel | 407 Congress Street | Jackson, MS, 39201 | 601-968-8200


    This is our flagship BSA/AML training event. The program incorporates a review of all of your institution’s BSA’s technical compliance responsibilities; it is the annual review everyone needs to remember their critical duties. It also reviews the required elements of your AML program from CIP to enhanced due diligence.

    Program content incorporates recent changes and reviews major proposed changes.

    The presentation is a comprehensive overview of BSA/AML compliance issues. The new “Due Diligence” regulations with mandatory compliance by May, 2018 will be covered. Regulations require every bank to have an ongoing Bank Secrecy Act training program and examiners routinely ask for evidence of recent training - even for experienced BSA personnel.

    TOPICS COVERED:
    • BSA/AML Resources
    • Bank Regulatory Agency Role
    • Currency Transaction Reporting
    • Exemptions from Currency Transaction Reporting
    • Record Retention
    • Information Sharing 314(a) & 314(b)
    • Suspicious Activity Reporting
    • NBFI’s & MSB’s
    • Anti-money laundering
    • Customer Identification Program
    • Customer Due Diligence
    • Enhanced Customer Due Diligence

    Download a registration form here

     

    More Details
  • Ransomware and Cyber Extortion

    Feb 22nd, 2018
    10:00am - Noon
    Ransomware and Cyber Extortion


    Presented by Chad Knutson
    Thursday, February 22nd, 2018
    10:00 am - 12:00 pm CT
     

    What You Will Learn

    In this session we will review the following items to build our understanding of ransomware and how best to defend against it:
    • Ransomware Trends
    • How infections begin
    • Common Strains
    • Best Practices
    • Lessons Learned
    • Regulatory Guidance and Expectations
    • Ransom Payment Methods
    • Growing Cyber Extortion cases
    • Free Ransomware Toolkit
    Register here
    More Details
  • Dealing with Appraisals: Regulations and Requirements

    Feb 23rd, 2018
    10:00am - Noon
    Dealing with Appraisals: Regulations and Requirements


    Presented by Carl Pry
    Friday, February 23rd, 2018
    10:00 am - 12:00 pm CT
     

    Covered Topics:

    • CFPB mortgage regulations under Reg Z - additional requirements for certain loan types
    • Regulations and Interagency Guidelines - requirements for lenders and brokers
    • Clarified independence requirements and their importance to examiners
    • The many forms of appraisals and evaluations - what can you use and when? AVMs and BPOs aren't what they used to be
    • Can you accept a previous appraisal? Dealing with "readdressed" and "transferred" appraisals
    • USPAP rules and standards - how do appraiser rules influence what lenders must do?
    • How to achieve appraiser independence - you've got to prove it
    • Anti-coercion and undue influence provisions of Reg Z - what can you NOT do (or say)?
    Register here
    More Details
  • Basic Personal and Business Tax Return Analysis

    Feb 26th, 2018
    1:30pm - 3:30pm
    Basic Personal and Business Tax Return Analysis


    Presented by David L. Osburn
    Monday, February 26th, 2018
    1:30 pm - 3:30 pm CT
     

    What You Will Learn

    In the FIRST part, we'll:

    1. Review the basic structure of the personal 1040 federal tax return (including the various schedules and K-1 forms),
    2. Use analysis techniques to prepare a personal cash flow from information gleaned from the 1040 and the related schedules
    3. Discuss updates in the current tax code and how they affect the bank’s clients, and
    4. Describe how the 1040 tax return can be used to market the bank’s products and services.

    In the SECOND part, we'll:

    1. Discuss the structure of a C corporation, S corporation, and Partnership (including LLC) tax return,
    2. Analyze business tax returns and prepare cash flows for these entities,
    3. Draw additional information from the business returns including identifying fraudulent tax returns, and
    4. Discuss updates in the current tax code as they apply to businesses.
    Register here
    More Details
  • It’s Time for a TRID Check Up

    Feb 28th, 2018
    10:00am - Noon
    It’s Time for a TRID Check Up

    Presented by Jerod Moyer
    Wednesday, February 28th, 2018
    10:00 am - 12:00 pm CT
     

    What You Will Learn

    • The Latest CFPB Updates & Guidance
    • TRID Hot Spots
    • The “Good Faith” Standard
    • Shopping (the List & Loan Estimate vs. Closing Disclosure)
    • Owner’s and Lender’s Title Insurance in Plain English
    • Changed Circumstances
    • Tolerance Cures
    • And Much, Much More!
    Register here
    More Details
  • ACH Origination and Same Day Entries

    Feb 28th, 2018
    1:30pm - 3:30pm
    ACH Origination and Same Day Entries


    Presented by Kate Cole
    Wednesday, February 28th, 2018
    1:30 pm - 3:30 pm CT
     

    What are your responsibilities and warranties?

    One of the important factors about ACH Origination is that any sized financial institution can offer the product. But it is a product and you have to know what your offering, how it works, who you’re offering it to and how to manage your risk. Same Day ACH is another product within ACH that you can offer.
      The ACH Rules were written so the Originating Depository Financial Institution (ODFI) carried the origination responsibilities and warranties. As the ODFI, you pass those onto your Originators through a contract. You are still, however, ultimately responsible and you must know the warranties. In this session, we are going to review the general origination warranties and then review the most used Standard Entry Class (SEC) Codes. We'll look at the authorization requirements, format and specific warranties for those SEC Codes. We will also discuss the new Same Day ACH and how your origination business may change with this option. Join us and learn how to decipher the SEC codes, how the products work and what your warranties are.
     

    Covered Topics:

    • ACH Rule warranties for origination
    • ACH authorizations by SEC Code
    • The impact of Same Day ACH
    • Specific warranties for each SEC Code
    • ACH Formats by SEC Code
    Register here
    More Details