Calendar of Events

  • GSB at LSU

    May 25th, 2018
    All-day Event
    Baton Rouge, LA

    Graduate School of Banking at LSU
    Baton Rouge, LA
    May 20 - June 1, 2018

     

     

    Click Here for Brochure

    More Details
  • GSB at LSU

    May 26th, 2018
    All-day Event
    Baton Rouge, LA

    Graduate School of Banking at LSU
    Baton Rouge, LA
    May 20 - June 1, 2018

     

     

    Click Here for Brochure

    More Details
  • GSB at LSU

    May 27th, 2018
    All-day Event
    Baton Rouge, LA

    Graduate School of Banking at LSU
    Baton Rouge, LA
    May 20 - June 1, 2018

     

     

    Click Here for Brochure

    More Details
  • GSB at LSU

    May 28th, 2018
    All-day Event
    Baton Rouge, LA

    Graduate School of Banking at LSU
    Baton Rouge, LA
    May 20 - June 1, 2018

     

     

    Click Here for Brochure

    More Details
  • GSB at LSU

    May 29th, 2018
    All-day Event
    Baton Rouge, LA

    Graduate School of Banking at LSU
    Baton Rouge, LA
    May 20 - June 1, 2018

     

     

    Click Here for Brochure

    More Details
  • Officer Calling: Prospecting, Preparing & Presentation

    May 29th, 2018
    1:30pm - 3:30pm
    Officer Calling: Prospecting, Preparing & Presentation


    Presented by Jeffery W. Johnson
    Tuesday, May 29th, 2018
    1:30 pm - 3:30 pm CT


    COVERED TOPICS

    • Preparing for Your Call
    • Developing Effective Listening Skills
    • Understanding Your Customers and Market
    • Avoiding the Top Ten Sales Mistakes
    • Developing Effective Closing Techniques
    • Establishing Strategies and Techniques to Retain Customers
    Register here
    More Details
  • GSB at LSU

    May 30th, 2018
    All-day Event
    Baton Rouge, LA

    Graduate School of Banking at LSU
    Baton Rouge, LA
    May 20 - June 1, 2018

     

     

    Click Here for Brochure

    More Details
  • GSB at LSU

    May 31st, 2018
    All-day Event
    Baton Rouge, LA

    Graduate School of Banking at LSU
    Baton Rouge, LA
    May 20 - June 1, 2018

     

     

    Click Here for Brochure

    More Details
  • GSB at LSU

    Jun 1st, 2018
    All-day Event
    Baton Rouge, LA

    Graduate School of Banking at LSU
    Baton Rouge, LA
    May 20 - June 1, 2018

     

     

    Click Here for Brochure

    More Details
  • Bank Call Report Preparation for Beginners - Part 1 of 5

    Jun 1st, 2018
    10:00am - Noon
    Bank Call Report Preparation for Beginners - Part 1 of 5
    *
    This 5 part webinar series will be held on June 1, 8, 15, 22 and 29.

    Presented by Ann Thomas
    Friday, June 1st, 2018
    10:00 am - 12:00 pm CT

    The webinar series will cover the call report in schedule order.


    JUNE 1
    The first webinar will explain general reporting requirements, including consolidation rules, filing deadlines, procedures, and call report resources. In addition, the income statement schedules, RI and RI-A, which can be prepared using the general ledger, will be covered.

    JUNE 8
    The
    second webinar will continue with the last three income statement schedule, RI-B, RI-C, and RI-E and follow with coverage of the balance sheet schedules, starting with RC, followed by the detail balance sheet schedules RC-A and RC-B. There will also be a detailed discussion of the loan classification requirements for RC-C.

    JUNE 15
    The third webinar will continue with the remaining line items on RC-C, parts I & II, followed by coverage of RC-E, RC-F, RC-G, and RC-K.

    JUNE 22
    The fourth webinar will cover the remaining call report schedules other than risk based capital, RC-L, RC-M, RC-N, RC-O, RC-P, RC-Q, RC-S, & RC-T.

    JUNE 29
    The final webinar will cover risk based capital under the Basel III rules.

    Register here
     

    More Details
  • Using Personal Tax Returns for Global Cashflow: What's Cashflow and What Isn't

    Jun 4th, 2018
    1:30pm - 3:30pm
    Using Personal Tax Returns for Global Cashflow: What's Cashflow and What Isn't


    Presented by Vincent DiCara
    Monday, June 4th, 2018
    1:30 pm - 3:30 pm CT


    COVERED TOPICS

    • Understanding those sections of the tax return that are important for determining a borrower's ability to generate cash flow
    • Identifying cash inflows and outflows from tax returns
    • The relevance of information in various tax schedules
    • The difference between cash flow and taxable income
    • Understanding how personal cash flow is generated from owning small businesses, sole proprietorships, partnerships, corporations and limited liability companies
    Register here
    More Details
  • Call Center Representative Training

    Jun 5th, 2018
    10:00am - Noon
    Call Center Representative Training


    Presented by J. T. Turner
    Tuesday, June 5th, 2018
    10:00 am - 12:00 pm CT


    COVERED TOPICS

    • The call cycle
    • Why have call centers?
    • Using open/closed questions to control a call
    • Showing value
    • Confirming satisfaction
    • Handling problem calls
    Register here
    More Details
  • TRID Checkup

    Jun 5th, 2018
    1:30pm - 3:30pm
    TRID Checkup


    Presented by Carl Pry
    Tuesday, June 5th, 2018
    1:30 pm - 3:30 pm CT

    This description is from the July 2017 webinar. Please check back for a modified description. Topics may be updated, but registration is now open.
     

    COVERED TOPICS

    • Tolerance fixes
    • Clarifications on providing disclosures to third parties
    • Additional proposal on using a CD in certain tolerance situations
    • Many other clarifications and technical corrections on problematic issues
    • Concerns and issues related to the timing and delivery of the Loan Estimate and the Closing Disclosure - ensuring compliance and fixing processes
    • Issues around the content of the Loan Estimate and the Closing Disclosure - specific line items and questions
    • Variations/tolerance issues - what is the baseline? How and when should we remediate
    • Documenting changed circumstances - perhaps the most important thing you can do
    • Changes before closing - is a new waiting period required?
    • Nailing down the application process, including pre-quals and preapprovals (is there a such thing anymore?)
    • Keeping straight the business day differences and the mailing rule
    • When to rely on automation vs. when not to
    • Proving your good faith efforts to comply
    • And more
    Register here
    More Details
  • Protecting Your Salaried-Exempt Status

    Jun 6th, 2018
    10:00am - Noon
    Protecting Your Salaried-Exempt Status


    Presented by Bob Gregg
    Wednesday, June 6th, 2018
    10:00 am - 12:00 pm CT


    COVERED TOPICS

    • Types of exemptions
    • Protecting the exemptions (avoiding improper processes, danger areas and land mines)
    • Improper deductions (absence, discipline, illness, performance, military leave, etc.)
    • When can you dock salary for absence?
    • Avoiding land mines
    • FMLA, work from home
    • The "Safe Harbor" and other policies that can prevent organizational and personal liability
    Register here
    More Details
  • Basics of Real Estate Loan Documentation

    Jun 6th, 2018
    1:30pm - 3:30pm
    Basics of Real Estate Loan Documentation


    Presented by Robin Russell
    Wednesday, June 6th, 2018
    1:30 pm - 3:30 pm CT


    COVERED TOPICS

    • Real estate lien notes
    • Letters of Intent, Commitment Letters and Loan Agreements
    • Mortgages and Deeds of Trust
    • Real property legal descriptions
    • Purchase and sale agreements
    • Appraisal requirements and regulatory guidelines
    • Evaluations
    • Surveys, title commitments and title insurance
    • Property and casualty insurance
    • Deed restrictions and zoning
    • Environmental risk assessments
    • Flood insurance regulations
    • Basic construction lending documentation
    • Essential loan administration
    • Closing documentation
    • Essential loan administration issues, loan agreements and construction lending monitoring requirements
    • Key real estate bankruptcy concepts
    Register here
    More Details
  • 25 Baseline Controls Banks Struggle to Implement

    Jun 7th, 2018
    10:00am - Noon
    25 Baseline Controls Banks Struggle to Implement


    Presentd by Chad Knutson
    Thursday, June 7th, 2018
    10:00 am - 12:00 pm CT


    COVERED TOPICS

    • FFIEC Guidance
    • Inherent Risk Assessment Process
    • Cyber Maturity Process
    • Top 25 Controls
    • Remediation Ideas
    • Tracking Progress on Controls
    Register here
    More Details
  • Bank Call Report Preparation for Beginners - Part 1 of 5

    Jun 8th, 2018
    10:00am - Noon
    Bank Call Report Preparation for Beginners - Part 1 of 5
    *
    This 5 part webinar series will be held on June 1, 8, 15, 22 and 29.

    Presented by Ann Thomas
    Friday, June 1st, 2018
    10:00 am - 12:00 pm CT

    The webinar series will cover the call report in schedule order.


    JUNE 1
    The first webinar will explain general reporting requirements, including consolidation rules, filing deadlines, procedures, and call report resources. In addition, the income statement schedules, RI and RI-A, which can be prepared using the general ledger, will be covered.

    JUNE 8
    The
    second webinar will continue with the last three income statement schedule, RI-B, RI-C, and RI-E and follow with coverage of the balance sheet schedules, starting with RC, followed by the detail balance sheet schedules RC-A and RC-B. There will also be a detailed discussion of the loan classification requirements for RC-C.

    JUNE 15
    The third webinar will continue with the remaining line items on RC-C, parts I & II, followed by coverage of RC-E, RC-F, RC-G, and RC-K.

    JUNE 22
    The fourth webinar will cover the remaining call report schedules other than risk based capital, RC-L, RC-M, RC-N, RC-O, RC-P, RC-Q, RC-S, & RC-T.

    JUNE 29
    The final webinar will cover risk based capital under the Basel III rules.

    Register here
     

    More Details
  • CRA - A Law or a Game

    Jun 11th, 2018
    1:30pm - 3:30pm
    CRA - A Law or a Game


    Presented by Jack Holzknecht
    Monday, June 11th, 2018
    1:30 pm - 3:30 pm CT

    COVERED TOPICS

    This two-hour program includes:

    • A review of the basic requirements of CRA and its implementing regulations, including:
      • Performance tests, standards, and ratings;
      • Assigned ratings;
      • Assessment area delineation;
      • Public file requirements;
      • CRA notices; and
      • Community Development activities;
    • An explanation of the adjustment to the asset-size thresholds used to define “small bank” and “intermediate small bank,”
      • A review of recent redlining cases; and
      • A review of the recently published final amendments to the CRA regulations.
    Register here
    More Details
  • Onboarding Your New Hire

    Jun 12th, 2018
    1:30pm - 3:30pm
    Onboarding Your New Hire


    Presented by Honey Shelton
    Tuesday, June 12th, 2018
    1:30 pm - 3:30 pm CT


    COVERED TOPICS

    • Polish up your culture and get the word out about it to everyone
    • Showcase your culture in every job interview and every launch of a new hire
    • How to set the tone for success?
    • The Four C's of onboarding: Compliance, Clarification, Culture and Connection
    • Using the first two weeks of employment as a launching board
    • Create an engaged employee from the start.
    • Best practices to wow the new hire
    • What is employee engagement?
    • How do I train a new hire effectively?
    • Provide coaching and support
    Register here

     
    More Details
  • Excel Explained: Pivot Tables 101

    Jun 13th, 2018
    1:30pm - 3:30pm
    Excel Explained: Pivot Tables 101


    Presented by David Ringstrom
    Wednesday, June 13th, 2018
    1:30 pm - 3:30 pm CT

     

    COVERED TOPICS

    • Compiling unwieldy data into the format required for pivot table analysis quickly and easily.
    • Using Excel’s PivotTable feature to quickly identify anomalies within QuickBooks data.
    • Adding fields to pivot tables.
    • Discovering how pivot tables differ from worksheet formulas and learning the importance of the Refresh command.
    • Identifying the requirements of ideal data sets to be analyzed within your pivot tables.
    • Avoiding frustration by understanding the nuances of pivot table formatting.
    • Learning the nuances associated with subtotaling data within a pivot table.
    • Creating a macro that will automatically remove the words “Sum Of” from your pivot table fields.
    • Filtering pivot table data based on date ranges by way of the Timeline feature in Excel 2013 and later.
    • Learning multiple ways to remove fields from a pivot table.
    • Disabling the GETPIVOTDATA function if it’s not needed for your analysis.
    • Understanding why numeric data may appear in a pivot table more than once and how to correct the problem.

    LEARNING OBJECTIVES:

    • Define how to expand and collapse groups of data within a pivot table.
    • Identify the best approach for formatting numbers within a pivot table.
    • List ways to add and/or remove fields from a pivot table.
    Register here
    More Details
  • Bank Call Report Preparation for Beginners - Part 1 of 5

    Jun 15th, 2018
    10:00am - Noon
    Bank Call Report Preparation for Beginners - Part 1 of 5
    *
    This 5 part webinar series will be held on June 1, 8, 15, 22 and 29.

    Presented by Ann Thomas
    Friday, June 1st, 2018
    10:00 am - 12:00 pm CT

    The webinar series will cover the call report in schedule order.


    JUNE 1
    The first webinar will explain general reporting requirements, including consolidation rules, filing deadlines, procedures, and call report resources. In addition, the income statement schedules, RI and RI-A, which can be prepared using the general ledger, will be covered.

    JUNE 8
    The
    second webinar will continue with the last three income statement schedule, RI-B, RI-C, and RI-E and follow with coverage of the balance sheet schedules, starting with RC, followed by the detail balance sheet schedules RC-A and RC-B. There will also be a detailed discussion of the loan classification requirements for RC-C.

    JUNE 15
    The third webinar will continue with the remaining line items on RC-C, parts I & II, followed by coverage of RC-E, RC-F, RC-G, and RC-K.

    JUNE 22
    The fourth webinar will cover the remaining call report schedules other than risk based capital, RC-L, RC-M, RC-N, RC-O, RC-P, RC-Q, RC-S, & RC-T.

    JUNE 29
    The final webinar will cover risk based capital under the Basel III rules.

    Register here
     

    More Details
  • Compliance Perspectives

    Jun 18th, 2018
    1:30pm - 3:30pm
    Compliance Perspectives


    Presented by Carl Pry
    Monday, June 18th, 2018
    1:30 pm - 3:30 pm CT


    Covered topics coming soon.

    This webinar is a breakout session from the Core Compliance Suite. A subscription to the Core Compliance Suite (CCS) includes a quarterly, two-hour webinar focused on the most recent changes to the compliance landscape as well as access to six core compliance webinars presented by Carl Pry which are essential to your annual compliance training. For more information on the Core Compliance Suite  visit  ttsComplianceSuite.com . You can email questions to info@ttsTrain.com or talk with a representative by calling 1-800-831-0678.

    Register here
    More Details
  • Notary Public

    Jun 19th, 2018
    10:00am - Noon
    Notary Public


    Presented by Terri D. Thomas
    Tuesday, June 19th, 2018
    10:00 am - 12:00 pm CT


    COVERED TOPICS

    • Basic Notary Public laws
    • Responsibilities of a Notary Public
    • Conflicts of interest
    • What happens when the law and the employer don't agree
    • Different types of notarial acts
    • Notarial liability and why notaries are sued
    Register here
    More Details
  • RESPA - Those Pesky Section 8 Violations

    Jun 19th, 2018
    1:30pm - 3:30pm
    RESPA - Those Pesky Section 8 Violations


    Presented by Jack Holzknecht
    Tuesday, June 19th, 2018
    1:30 pm - 3:30 pm CT


    COVERED TOPICS

    Upon completion of the program participants understand:

    • What transactions are covered by RESPA's prohibition against unearned fees and kickbacks;
    • What actions are prohibited;
    • What constitutes a referral fee, or an unearned fee or kickback;
    • What compensation is permissible;
    • What constitutes an affiliated business arrangement and the rules that apply to such arrangements;
    • How to properly handle broker arrangements; and
    • Recent CFPB consent decrees related to Section 8, including a case where the CFPB didn’t come out the winner in the end.
    Register here
    More Details
  • Bank Call Report Preparation for Beginners - Part 1 of 5

    Jun 22nd, 2018
    10:00am - Noon
    Bank Call Report Preparation for Beginners - Part 1 of 5
    *
    This 5 part webinar series will be held on June 1, 8, 15, 22 and 29.

    Presented by Ann Thomas
    Friday, June 1st, 2018
    10:00 am - 12:00 pm CT

    The webinar series will cover the call report in schedule order.


    JUNE 1
    The first webinar will explain general reporting requirements, including consolidation rules, filing deadlines, procedures, and call report resources. In addition, the income statement schedules, RI and RI-A, which can be prepared using the general ledger, will be covered.

    JUNE 8
    The
    second webinar will continue with the last three income statement schedule, RI-B, RI-C, and RI-E and follow with coverage of the balance sheet schedules, starting with RC, followed by the detail balance sheet schedules RC-A and RC-B. There will also be a detailed discussion of the loan classification requirements for RC-C.

    JUNE 15
    The third webinar will continue with the remaining line items on RC-C, parts I & II, followed by coverage of RC-E, RC-F, RC-G, and RC-K.

    JUNE 22
    The fourth webinar will cover the remaining call report schedules other than risk based capital, RC-L, RC-M, RC-N, RC-O, RC-P, RC-Q, RC-S, & RC-T.

    JUNE 29
    The final webinar will cover risk based capital under the Basel III rules.

    Register here
     

    More Details
  • Residential Construction Lending

    Jun 25th, 2018
    1:30pm - 3:30pm
    Residential Construction Lending

    Presented by Richard Hamm
    Monday, June 25th, 2018
    1:30 pm - 3:30 pm CT
     

    COVERED TOPICS

    • What is construction risk and how is it mitigated?
    • What additional due diligence is needed, beyond a conventional mortgage application and underwriting?
      • Full construction vs. repair/remodel
      • Construction contract and cost estimate issues (Description of Materials form)
      • Contractor credentials and qualifications
      • Plans and drawings
      • Survey
      • Title insurance
      • Appraisal issues
    • Loan pricing and structuring
      • Typical interest rate and fees
      • Construction loan agreements
    • Issues with draws and inspections, including cost over-runs and lien priority
    • How is the construction loan going to end (get repaid)?
    Register here

     

    More Details
  • Basic Cash Flow Analysis

    Jun 26th, 2018
    10:00am - Noon
    Basic Cash Flow Analysis


    Presented by Jeffrey Johnson
    Tuesday, June 26th, 2018
    10:00 am - 12:00 pm CT

     

    COVERED TOPICS

    • Comparison of Traditional Cash Flow Method (Net Income + Depreciation + Interest divided by Annual Debt Service) to the UCA model
    • Rules of Cash Flow
    • Accrual Basis versus Cash Basis of preparing financial statements, and how cash flow analysis links the two
    • How each amount on a Universal Cash Analysis is calculated and the meaning of each
    • A Fast Cash Analysis method that can achieve the same results in less time than the UCA method

    Leave with a good understanding of how cash flow is calculated and more importantly, how to interpret its meaning.

    Register here
    More Details
  • Commercial Real Estate Lending: Property Types, Lease Structures and Other Non-Financial Risks

    Jun 26th, 2018
    1:30pm - 3:30pm
    Commercial Real Estate Lending: Property Types, Lease Structures and Other Non-Financial Risks


    Presented by Richard Hamm
    Tuesday, June 26th, 2018
    1:30 pm - 3:30 pm CT

    This description is from the June 2017 webinar. Please check back for a modified description. Topics may be updated, but registration is now open.
     

    COVERED TOPICS

    • Differentiating among property types – key terminology and operating factors for multi-family, retail, office and industrial/warehouse
    • Additional issues with owner-occupied and “specialty” properties, such as hotels and nursing homes
    • “Triple net” versus full service leases
    • Overview of other common provisions in commercial leases, including
      • Reimbursement for common area maintenance (CAM)
      • “Go dark” clauses
      • Cotenancy clauses
      • Requirements placed on the tenant
      • Requirements placed on the landlord
      • Estoppels
      • Subordination, non-disturbance and attornment provisions
    • Unusual or extraordinary lease provisions, such as building naming rights
    • Re-lease and rollover risk
    • Physical style risk and ongoing property management risk
    • The concept of sponsorship
    Register here
     
    More Details
  • Thirty (30) Important Steps to Properly Audit Your Safe Deposit Department

    Jun 28th, 2018
    10:10am - Noon
    Thirty (30) Important Steps to Properly Audit Your Safe Deposit Department


    Presented by David P. McGuinn
    Thursday, June 28th, 2018
    10:00 am - 12:00 pm CT


    Covered Topics

    Get answers to the following questions and establish internal procedures to comply with proper safe deposit requirements.
    • What are the thirty (30) most important audit questions that must be answered YES?
    • Have you measured all the boxes to make sure the correct rent is being charged?
    • Why should you perform a complete key audit to determine if you have all keys?
    • Do you know that all renter signatures match the names typed on the contracts?
    • Why is a vault survey of all box numbers and sizes important during this audit?
    • Do you have current resolution forms for all your rented business boxes?
    • Are all of the blanks on the contract filled in properly with no white outs?
    • Have you reviewed access records for the time, date and proper initials?
    • Why must all keys found be listed as Available or Service Required?
    • Are all renter signatures authorized to enter the safe deposit box?
    • If “MYSTERY BOXES” are identified how should they be handled?
    • Why should you record all past due, free and discounted boxes?
    • What five types of Management Reports must be prepared?
    Register here
    More Details
  • Bank Call Report Preparation for Beginners - Part 1 of 5

    Jun 29th, 2018
    10:00am - Noon
    Bank Call Report Preparation for Beginners - Part 1 of 5
    *
    This 5 part webinar series will be held on June 1, 8, 15, 22 and 29.

    Presented by Ann Thomas
    Friday, June 1st, 2018
    10:00 am - 12:00 pm CT

    The webinar series will cover the call report in schedule order.


    JUNE 1
    The first webinar will explain general reporting requirements, including consolidation rules, filing deadlines, procedures, and call report resources. In addition, the income statement schedules, RI and RI-A, which can be prepared using the general ledger, will be covered.

    JUNE 8
    The
    second webinar will continue with the last three income statement schedule, RI-B, RI-C, and RI-E and follow with coverage of the balance sheet schedules, starting with RC, followed by the detail balance sheet schedules RC-A and RC-B. There will also be a detailed discussion of the loan classification requirements for RC-C.

    JUNE 15
    The third webinar will continue with the remaining line items on RC-C, parts I & II, followed by coverage of RC-E, RC-F, RC-G, and RC-K.

    JUNE 22
    The fourth webinar will cover the remaining call report schedules other than risk based capital, RC-L, RC-M, RC-N, RC-O, RC-P, RC-Q, RC-S, & RC-T.

    JUNE 29
    The final webinar will cover risk based capital under the Basel III rules.

    Register here
     

    More Details
  • Best-Ever Compliance Checklists for Consumer Loans

    Jul 9th, 2018
    1:30pm - 3:30pm
    Best-Ever Compliance Checklists for Consumer Loans


    Presented by Anne Lolly
    Monday, July 9th, 2018
    1:30 pm - 3:30 pm CT
     

    COVERED TOPICS

    This information is from the webinar presented in January 2018. Please check back for a modified description. Topics may be updated, but registration is now open.
    • Truth in Lending (right of rescission, high-cost mortgages, HPMLs, ARMs, TRID disclosures)
    • RESPA
    • HMDA
    • Reg B (appraisal copies, joint credit, adverse action)
    • Flood insurance
    • Appraisals and evaluations
    • FACTA credit score disclosures
    • Insurance disclosures
    • Military Lending Act
    Register here
     
    More Details
  • Handling Loan Applications – What can go wrong?

    Jul 10th, 2018
    10:00am - Noon
    Handling Loan Applications – What can go wrong?


    Presented by Susan Costinis
    Tuesday, July 10th, 2018
    10:00 am - 12:00 pm CT

    COVERED TOPICS

    • Learn what specific information will help you to handle applications correctly.
    • What are the top five mistakes made in application processing?
    • Overview of application and timing of disclosures for consumer, mortgage, and commercial loan applications.
    • When does an application have to be in writing? Does it have to be signed? What are the signature rules for applications?
    • What are the rules for appraisal copies? Reg B did NOT exempt commercial purpose loans secured by a 1st lien on a 1-4 dwelling.
    • How do you properly document the “joint intent” to apply?
    • When is an adverse action notice required? What must it contain? Who receives one?
    • When can you pull a credit bureau? What documentation should be kept?
    • Recap of the collection of “demographic information” for HMDA reportable applications under the 2018 rules.
    Register here
    More Details
  • Flood Insurance: Compliance Issues

    Jul 11th, 2018
    10:00am - Noon
    Flood Insurance: Compliance Issues
     
     
    Presented by Carl Pry
    Wednesday, July 11th, 2018
    10:00 am - 12:00 pm CT

     

    COVERED TOPICS

    • What might happen to the NFIP when Congress gets around to amending the program? What will the compliance implications be?
    • What exactly do the flood insurance rules cover?
    • What is a covered structure or an insurable mobile home?
    • Determinations: when you must do them, reliance upon previous determinations, disputes over their results, and the role of life-of-loan coverage
    • Flood zone discrepancies - how to deal with them
    • Insurable value - what is it and how is it calculated?
    • Coverage Amounts: "Normal" situations, condo coverage, multi-structure, and construction situations
    • "Knowledge is King" - when you have to know
    • Documentation and retention: the Standard Flood Hazard Determination Form, notice to customers, and proof of insurance
    • What do you have to monitor?
    • The types of policies and their limitations, including NFIP (National Flood Insurance Program) and private policies
    • Force-placing insurance - why and how
    • Insurance premiums and Congressional action
    • Increasing regulatory expectations
    Register here
    More Details
  • ATM Cashout Scams

    Jul 12th, 2018
    10:00am - Noon
    ATM Cashout Scams


    Presented by Jon Waldman
    Thursday, July 12th, 2018
    10:00 am - 12:00 pm CT


    COVERED TOPICS

    • ATM Cybercrimes
    • Real images and examples of ATM compromises
    • Risk Assessment suggestions to select appropriate controls
    • Policy and procedures to implement controls
    • Technical Assessments for ATMs
    • Auditing methods for ATMs
    Register here
     
    More Details
  • Business Writing for Financial Professionals

    Jul 12th, 2018
    1:30pm - 3:30pm
    Business Writing for Financial Professionals


    Presented by Philip Vassallo
    Thursday, July 12th, 2018
    1:30 pm - 3:30 pm CT


    COVERED TOPICS

    • Focus the audience on the purpose of the message
    • Determine the appropriate level of content
    • Organize data to focus the reader
    • Heighten the importance of facts to address the reader’s concerns
    Register here
    More Details
  • Providing Accurate and Timely Adverse Action Notices

    Jul 16th, 2018
    1:30pm - 3:30pm
    Providing Accurate and Timely Adverse Action Notices


    Presented by Jack Holzknecht
    Monday, July 16th, 2018
    1:30 pm - 3:30 pm CT


    COVERED TOPICS

    • The adverse action notice requirements of both the Equal Credit Opportunity Act (Regulation B) and the Fair Credit Reporting Act;
    • How to complete the model adverse action form;
    • The rules for providing notices to multiple borrowers;
    • The rules for determining who provides the notice in situations with multiple creditors or a broker and an investor;
    • Proper handling of counteroffers, and withdrawn and incomplete applications;
    • Timing rules for adverse action notices;
    • How to select the correct reasons for denial;
    • Rules for commercial loans;
    • The differences between applications, completed applications and inquiries, prequalifications and preapprovals;
    • When an adverse action notice is needed for a deposit account;
    • Listing credit scores for adverse action versus the HMDA LAR;
    • Who is listed as the credit bureau where the credit report is obtained from an aggregator who includes three credit scores from three different companies; and
    • Common errors in completing adverse action notices.
    Register here
     
    More Details
  • Dealing with Subpoenas, Summonses, Garnishments, Tax Levies, Etc.

    Jul 17th, 2018
    10:00am - Noon
    Dealing with Subpoenas, Summonses, Garnishments, Tax Levies, Etc.


    Presented by Terri D. Thomas
    Tuesday, July 17th, 2018
    10:00 am - 12:00 pm CT


    COVERED TOPICS

    • Legal differences among subpoenas, summonses, levies, garnishments, writs of attachments and warrants.
    • What your financial institution should know about the Right to Financial Privacy Act, the Financial Privacy Act, and similar laws and regulations.
    • Verifying customer information when complying with subpoenas, garnishments and levies.
    • Helpful resources to assist your financial institution when complying with these orders.
    • Whether IRS tax levies will attach to special accounts, like individual retirement accounts, health savings accounts and escrow accounts.
    • An overview of procedures for answering garnishments of federal benefit payments.
    Register here
    More Details
  • Increasing Fee Income without Raising Fees

    Jul 17th, 2018
    1:30pm - 2:30pm
    Increasing Fee Income without Raising Fees


    Presented by Bryan Easley
    Tuesday, July 17th, 2018
    1:30 pm - 2:30 pm CT


    COVERED TOPICS

    • Which fees are most likely to produce more revenue, but not increase attrition
    • What "Mad At Bank" fees should you avoid
    • Do you have to add a monthly service charge to increase fee income
    • How do account opening "filters" impact fee income
    • What do consumers think about paying you fees
    Register here
    More Details
  • Customer Due Diligence with Beneficial Owners

    Jul 18th, 2018
    10:00am - Noon
    Customer Due Diligence with Beneficial Owners


    Presented by Jerod Moyer
    Wednesday, July 18th, 2018
    10:00 am - 12:00 pm CT


    COVERED TOPICS

    • Formalizing & Enhancing you Due Diligence Program
    • Who’s Responsible? (BSA, Frontline, Management, Board)
    • Identifying Beneficial Owners of Legal Entity Customers
    • Beneficial Owner Examples
    • Record Retention
    • Hot Spot Concerns
    • What we’ve learned two months in
    • What’s working & what isn’t
    • Answers to Your Questions (during the webinar) and much more!
    Register here
    More Details
  • Advanced Commercial Loan Documentation

    Jul 18th, 2018
    1:30pm - 3:30pm
    Advanced Commercial Loan Documentation


    Presented by Robin Russell
    Wednesday, July 18th, 2018
    1:30 pm - 3:30 pm CT


    COVERED TOPICS

    • Promissory notes
    • Security agreements, including proper collateral descriptions and perfection of liens under the UCC
    • Loan agreements, including borrowing base certificates
    • Letters of credit and reimbursement agreements
    • Guarantee agreements, co-signors and third-party pledges of collateral
    • The interplay of subordination and intercreditor agreements with the rules of payment and lien priority
    • Signature requirements and supporting documentation
    • Closing the loan
    Register here
    More Details
  • Incident Response and Forensics

    Jul 19th, 2018
    1:30pm - 3:30pm
    Incident Response and Forensics


    Presented by Chad Knutson
    Thursday, July 19th, 2018
    1:30 pm - 3:30 pm CT


    COVERED TOPICS

    • Common threats
    • Detection methods
    • Incident response procedures
    • Incident response testing methods
    • Digital Forensics
    Register here
    More Details
  • Developing a Strong Enterprise-Wide Risk Assessment for your ERM Program

    Jul 24th, 2018
    1:30pm - 3:30pm
    Developing a Strong Enterprise-Wide Risk Assessment for your ERM Program


    Presented by Marci Malzahn
    Tuesday, July 24th, 2018
    1:30 pm - 3:30 pm CT
     

    COVERED TOPICS

    • Overall view of Enterprise Risk Management and key components
    • The three key phases of ERM and how Risk Assessments fit in
    • The Risk Assessment Process
    • Identifying and assessing risks – enterprise wide
    • What is a Risk Assessment System (RAS) and its relationship to CAMELS rating
    • The top eight risks and other important ones
    • How to conduct an ERM Risk Assessment using a Matrix – The core of risk assessments
    • The various types of risk assessments based on the area of risk and what they consist of
    Register here
    More Details
  • Business Development for All Responsible Parties

    Jul 25th, 2018
    1:30pm - 3:30pm
    Business Development for All Responsible Parties


    Presented by Honey Shelton
    Wednesday, July 25th, 2018
    1:30 pm - 3:30 pm CT
     

    COVERED TOPICS

    Twelve Steps to Elevate Your Effectiveness

    1. Know and Exceed What is Expected
    2. Overcome Resistance and Other Detours
    3. Manage the Impression and Polish the Brand
    4. Sharpen Product Knowledge
    5. Become the Market Expert
    6. Identify Targets
    7. Set Goals
    8. Build Your Plan
    9. Execute Your Plan
    10. Use Best Practices for Effective Calls
    11. Document Your Effort and Your Results
    12. Follow Up; Follow Through

    Branch managers, lenders and business development experts are obligated to represent the brand of the company, develop a tactic for knowing products and services, setting goals, building a sales performance plan that is well-managed, executed and adjusted in order to obtain the desired results.

    Register here
    More Details
  • Audit Report Writing

    Jul 26th, 2018
    10:00am - Noon
    Audit Report Writing


    Presented by Philip Vassallo
    Thursday, July 26th, 2018
    10:00 am - 12:00 pm CT

     

    COVERED TOPICS

    • Determine factors affecting the validity and reliability of a finding
    • Assess the appropriate level of detail
    • Create a department-specific template to facilitate the writing process
    • Draft workpapers based on objective observations
    • Employ formatting devices to improve the visual appeal of an audit report
    • Choose fluent sentence structure to illuminate ideas
    • Develop a precise, clear, concise vocabulary for documenting audit reports
    Register here
    More Details
  • Lending to Churches & Other Religious Institutions

    Jul 27th, 2018
    10:00am - Noon
    Lending to Churches & Other Religious Institutions


    Presented by Jeffery W. Johnson
    Friday, July 27th, 2018
    10:00 am - 12:00 pm CT


    COVERED TOPICS

    After completing this course the participant will be able to:

    • Identify and understand the primary differences between the accounting principles for NPOs and the accounting principles for FPOs.
    • Identify the basic information required to analyze Religious Organizations
    • Analyze the financial statements and other information available from Religious Organizations
    • Utilize key ratios used specifically for Religious Organizations
    • Identify the risks of lending to Religious Organizations
    • Structure loans to minimize the risks associated with lending to Religious Organizations
    Register here
    More Details
  • Untangling the Web of Fee Disclosures

    Jul 30th, 2018
    1:30pm - 3:30pm
    Untangling the Web of Fee Disclosures


    Presented by Jack Holzknecht
    Monday, July 30th, 2018
    1:30 pm - 3:30 pm CT


    COVERED TOPICS

    Upon completion of the program, participants understand that improper fee disclosure may result in violations. In some cases a violation of one section may result in one or more violations of other sections. It is a tangled web. For example:

    • A violation of the finance charge rules contained in §1026.4 may also cause a violation of the disclosure requirements in §1026.18 or §1026.38 since the finance charge is included in those disclosures;
    • Improper categorization of fees on the TRID disclosures contained in §1026.37 and .38 may result in a violation of the tolerance rules contained in §1026.19;
    • Failure to follow the APR calculation rules contained in §1026.22 may result in:
      • The incorrect APR appearing in the disclosures contained in §1026.18, §1026.32, §1026.37 or §1026.38;
      • Inadvertently triggering coverage of §1026.32;
      • An inaccurate calculation of the rate spread disclosed on the HMDA LAR and used to determine the applicability of the high-cost mortgage loan rules contained in §1026.32 and the higher-priced mortgage loan rules contained in §1026.35; or
      • The incorrect disclosure of the HOEPA status disclosed on the HMDA LAR;
      • An inaccurate determination of the higher-priced covered transaction status of a loan for purpose of determining which a transaction achieves safe harbor or presumption of compliance status for the ability to repay rules in Section 1026.43;
    • Failure to properly calculate the total points and fees as prescribed by the high-cost mortgage loan rules contained in §1026.32 can:
      • Inadvertently trigger §1026.32 coverage;
      • Violate the disclosure rules contained in §1026.32;
      • Result in an incorrect entry on the HMDA LAR; and
      • Blow the Qualified Mortgage status for purposes of §1026. 43; or
    • Failure to follow TRID rules contained in §1026.38 may result in the incorrect disclosure of the total of all itemized amounts that are designated borrower-paid at or before closing on HMDA LAR.
    Register here
    More Details
  • CRE Appraisals: Appraisal Components, Approaches to Value and Cap Rates

    Jul 31st, 2018
    1:30pm - 3:30pm
    CRE Appraisals: Appraisal Components, Approaches to Value and Cap Rates
    PART 1 of 2


    Presented by Richard Hamm
    Tuesday, July 31st, 2018
    1:30 pm - 3:30 pm CT

    This page (and pricing) is for Part 1 only. If you are interested in series pricing, CLICK HERE or see below.

    Fundamental principles and features and CRE appraisals are covered.

    HIGHLIGHTS
    • Types of appraisals by format
    • What to look for within the assumptions and limiting conditions
    • Property ownership interests clarified (fee simple, leased fee, etc.)
    • Highest and best use of the property
    • Approached to value
      • Cost approach and information useful in the underwriting and loan structuring process
      • Income approach options of discounted cash flow (DCF) and direct capitalization, with the steps to building net operating income (NOI) and the cap rate used in direct capitalization (including a case example)
      • Comparables and the key issue to consider when selecting and evaluating comps
      • Reconciliation of value
    Register here for Part 1
    Register here for Part 2
    Register here for Part 1 and Part 2
    More Details
  • CRE Appraisals: Regulations and the Review Process

    Aug 20th, 2018
    1:30pm - 3:30pm
    CRE Appraisals: Regulations and the Review Process
    PART 2 of 2


    Presented by Richard Hamm
    Monday, August 20th, 2018
    1:30 pm - 3:30 pm CT

    This page (and pricing) is for Part 2 only. If you are interested in series pricing, CLICK HERE or see below.

    This session will cover the key issues from the 2010 Interagency Appraisal and Evaluation Guidelines, tips for integrating them into your existing policies, and how CRE appraisals differ from residential reports.

    HIGHLIGHTS
    • Overview of guidelines and issues critical to CRE appraisals
      • The five minimum standards and what they really mean, as derived from the original 14 points in the Financial Institutions Reform and Recovery Act of 1989 (FIRREA) that govern how banks order and use appraisals
      • What is FIRREA? (and other regulatory guidelines still in place)
      • Yes, you can use appraisals prepared for other banks
    • Types of reviews, as suggested by the guidelines
      • Administrative/compliance review plus a sample checklist
      • Technical/internal review plus a sample checklist
      • Outside/third party review plus sample comments
      • Ideas for setting dollar limits
      • Why your bank should create an appraisal/CRE properties database
    • What about evaluations?
      • Not just for loans below the dollar thresholds
      • New (as of 2010) evaluator independence requirements
    • Appraisal review outcomes and when to request revisions
    Register here for Part 1
    Register here for Part 2
    Register here for Part 1 and Part 2
    More Details