BSA AML Conference

BSA/AML Conference

January 26 and 27 
9 am to 12 pm and 1:30 - 3 pm

January 28 
9 - 12 pm

Via Zoom Platform

Conference presenting sponsor:

Additional support provided by our year-round Compliance Guidance Sponsors, Premier Insights and Thomson Reuters

Course Objective: This program is brought to you by the MBA Compliance Committee and designed to enhance a banker’s skills on Bank Secrecy Act (BSA) and Anti-Money Laundering (AML). This will expand your staff’s understanding and expertise in some of the most critical skills they will ever possess – skills that can protect your profits in these very challenging times of tight margins and sustained high expectations!

Day One: 

FFIEC BSA/Exam Manual Updates

  • Preparing for Risk-Focused Examinations
  • Lessons Learned: Review of Recent BSA/AML Violations, Enforcement Actions and Penalties

Five Pillars of Your BSA/AML Compliance Program

  • Building and Maintaining a Strong Foundation
  • BSA Risk Assessment Roadmap: Using your RA to Guide Your BSA Compliance Program
  • BSA Training For All-Providing Job-Specific Training to Employees & Directors
  • BSA/AML Model Validation-Understanding Agency Guidance on Model Risk Management

Enhancing Your CIP and CDD Process

  • Identifying potential high-risk customers and conducting enhanced due diligence
  • Meeting CIP requirements in Online Account Opening
  • Understanding the flexibility at account opening detailed in recently issued FAQs
  • Discover how you can get the information you need without sacrificing the accountholder experience
  • Initiating event-triggered account reviews to ensure beneficial ownership and risk profile information is current and conforms to regulatory standards
  • Use information provided to audit your CDD program in preparation for your next exam

 OFAC, Section 314, HIDTAs and HIFCAs

  • Best practices for complying with screening responsibilities and responding to matches
  • Review of recent OFAC enforcements actions
  • Risk impact of doing business in and with HIDTAs, HIFCAs, and countries of concern

Opening & Managing Accounts for Nonresident Aliens

  • Distinguishing between identification types you may see at account opening
  • Comparing and understanding tax identification number types
  • Conducting appropriate enhanced due diligence

Day Two:

Accurately Completing a CTR

  • Understanding how to properly complete CTRs for individuals and businesses, including sole proprietorships and legal entities
  • Explaining the importance of providing all information you have on file
  • Avoiding common CTR reporting errors
  • Review of Phase I and Phase II Exemption Rules

Suspicious Activity Reporting

  • Filing accurate SARs for emerging areas of fraud
  • Understanding how recent regulatory and agency advisories and guidance impact your SAR filing process and procedures
  • Writing an effective SAR narrative

Funds Transfers & Cybersecurity

  • BSA requirements for wires and recordkeeping, including proposed Travel Rule changes
  • Review of the latest types of wire fraud and scams
  • Discussion of risk management practices and controls over information technology (IT) and wholesale payment systems networks, including authentication, authorization, fraud detection, and response management systems and processes

BSA for Lending & Operations Teams

  • Red flags for mortgage and commercial loan fraud
  • BSA/AML requirements for electronic banking, RDC & ACH transactions
  • Best practices for providing tailored, job-specific training

Pandemic Impact on Your BSA/AML Program

  • Review of the latest guidance from the Agencies with tips and best practices to navigate the challenges
  • Policy and risk assessment considerations, including how to properly document exceptions
  • Developing a contingency plan for your AML monitoring program

Day Three:

Banking Marijuana, Hemp and CBD Businesses

  • Differentiate hemp-related, marijuana-related, and CBD businesses
  • Distinguish FinCEN’s recent guidance for conducting due diligence on hemp-related businesses and FinCEN’s MRB guidance 
  • Ask the right questions at account opening to avoid “discovering” a cannabis business long after the fact
  • Update your compliance program, including risk assessment, monitoring, and training
  • Discuss legislation on the horizon regarding banking marijuana-related businesses

Emerging Trends & Hot Buttons

  • Virtual Currency
  • Privately Owned ATMs
  • Elder Financial Exploitation
  • Human Trafficking

Who Should Attend: Support staff, the bank’s independent audit team, or any personnel responsible for managing and maintaining a strong BSA and AML program.


The Presenter: Dawn Kincaid began her banking career working for a community bank, while attending The Ohio State University. She has nearly 15 years of experience in client service, operations, information technology, administrative and board relations, marketing and compliance. Most recently Dawn served as the Senior Vice President of Bank Operations for a central-Ohio based community bank, where she created and refined the bank’s policies and procedures, conducted self-audits and risk assessments, and organized implementation of new products and services. She has served in the roles of Compliance, BSA/AML, CRA, Privacy and Security Officer and led training initiatives, prepared due diligence information for and completed a variety of regulatory applications and coordinated internal and external audits and exams.

Registration Form BSA/AML Conference


BANK/COMPANY NAME:_______________________________________

REGISTRANT NAME:__________________________________________

CELL NUMBER:______________________________________________

EMAIL ADDRESS:_____________________________________________

Fee: _____ $350 for Member Banks  _____ $700 for Non-Member Banks

_____ $550 Registration PLUS recording

Virtual conferences allow for BANKS to register by location (device) instead of by individual banker. Want your branches to participate? Facilities within your organization will be able to participate without the travel costs of coming to one location.


With the COVID-19 Pandemic we are asking everyone to pay by credit card. 

TO REGISTER: Scan & Email to

QUESTIONS: Contact Lori Richardson (601) 709-3736 or email the address above.


Credit Card Information

Name on Bank Card____________________________________________

Credit Card Number____________________________________________

Expiration Date___________________________CVV_________________

Billing Zip Code_____________________________________